Department of Labor filing

A. M. BEST COMPANY

A.M. BEST COMPANY SAVINGS PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 13, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

92filing comparison
out of 100

The filing signals stronger employer support and/or lower plan-paid administrative costs than many comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$8,040

Reported employer contributions per active participant.

Higher than about 97% of comparable plans

#People in the filing

564

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$48 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 81% of comparable plans

↗Investment performance

Not available

Plan assets changed 11.6%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202492out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions97th percentileTypical peer $3,214 · based on 99 comparable plans

Lower reported administrative expense81st percentileTypical peer $108 · based on 98 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, A. M. BEST COMPANY reported $4,534,623 in employer contributions across the plan and 564 active participants. That works out to $8,040 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy82%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 7.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 142.7%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context92/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $4,534,623
Participant contributions: $6,489,139
Other contributions: $674,702
Employer share of reported contributions: 41.1%
Beginning assets: $167,682,320
Ending assets: $187,191,713
Ending net assets: $187,191,713
Ending liabilities: $0
Total income: $33,532,532
Total expenses: $14,023,139
Administrative expenses: $32,217
Participant loans: $1,454,772

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$7,512

2023

$7,966

2024

$8,040

Plan-paid administrative expenses per participant

2022

-$113

2023

-$101

2024

$48

Active participants

2022

530

2023

541

2024

564

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$8,040	564	187.2M	20251013080818NAL0000365331001
2023	$7,966	541	167.7M	20241014130826NAL0026225425001
2022	$7,512	530	141.6M	20230907083711NAL0031719810001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.8%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 134955140-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Feb 1, 1996
Industry: Information
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2J2K2S2T3D2E2F2G

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251013080818NAL0000365331001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗