P 401(k) Plan Report
401(k) research for employees

Before you judge a job offer, check the 401(k).

Look up the match, vesting rules, and fees supported by current documents. Then see what the employer has reported to the government over time.

Browse employers →Compare two job offers ↗
69,000+ employer profiles1,492 reviewed current-term recordsOfficial filings linked from profiles

What we check

The plan’s public record

Assets, participation, employer contributions, administrative expenses, service providers and filing history.

The benefit offered to employees

We look for the match, vesting, eligibility and investment rules in dated plan and company documents.

Before you enroll

Start with these four questions.

01

What will the company put in?

Find the match formula first. Then use the filing to see how much employer money went into the plan overall.

Compare contributions →
03

When is the money mine?

The vesting schedule tells you how much employer money you keep if you leave.

Read about vesting →
04

Is the plan healthy?

Participation, assets, loans, and compliance disclosures help show how the plan is being used and managed.

Explore plan comparisons →

The national picture

See how industries differ.

Choose what you want to compare, put two industries side by side, or open a company profile for the details. Each chart uses the latest available public record.

See company comparisons →
Employer money by industryAverage reported employer contributions per active participant—not a match formula. Select an industry for its full profile.
  1. 01Finance and insurance
    $12,001
  2. 02Utilities
    $6,833
  3. 03Mining and energy
    $6,025
  4. 04Professional services
    $5,169
  5. 05Information
    $4,892
  6. 06Transportation
    $4,310
  7. 07Construction
    $3,738
  8. 08Company management
    $3,696
  9. 09Health care
    $3,433
  10. 10Manufacturing
    $2,970

Source: the latest available Department of Labor Form 5500 for each plan. These industry averages describe what plans reported; they are not a promise of what any employee will receive.

Easy comparisons

See both ends of the range.

See all comparisons →

These lists use each plan’s latest public record and include plans with at least 100 active participants. They show where the reported numbers are highest and lowest—not which plans are best or worst.

Costs paid by the plan

Reported administrative costs per active participant. Investment fees and some charges paid by employees may be missing.

20 lowest

Open list →
  1. 1Insight Workforce Solutions,INSIGHT WORKFORCE SOLUTIONS 401(K) PLAN<$1
  2. 2Care for SoulCARE FOR SOUL INC. 401(K) PLAN<$1
  3. 3Michigan Advocacy ProgramMICHIGAN ADVOCACY PROGRAM 401(K) PLAN<$1
  4. 4The Capfinancial Group,THE CAPFINANCIAL GROUP, LLC 401(K) PLAN<$1
  5. 5Doria Ent NycGRACE'S MARKETPLACE LLC 401(K) PLAN<$1
  6. 6Truck Terminal Staffing CorporatTRUCK TERMINAL STAFFING INC 401(K) PLAN<$1
  7. 7Back Door GrillBACK DOOR GRILL 401(K) PROFIT SHARING PLAN & TRUST<$1
  8. 8Ready Rabbit DeliveryREADY RABBIT DELIVERY LLC 401(K) PLAN<$1
Show all 20
  1. 9Premium Home Health Care,PREMIUM HOME HEALTH CARE 401(K) PLAN<$1
  2. 10Cargo Leasing Solutions,CARGO LEASING SOLUTIONS, LLC 401(K) PLAN<$1
  3. 11Kaleidoscope Family Solutions Aba,KFS ABA, INC. RETIREMENT PLAN<$1
  4. 12The Welburn Organization,THE WELBURN ORGANIZATION 401(K) PLAN<$1
  5. 13Lts Animal Care CenterSNUG PET RESORT & ANIMAL HOSPITAL 401(K) PLAN<$1
  6. 14DynatronicsDYNATRONICS CORPORATION RETIREMENT PLAN<$1
  7. 15Piazza RomanaPIAZZA ROMANA LLC 401(K) PLAN<$1
  8. 16Burke Hospital Company,BURKE HEALTH 401(K) RETIREMENT PLAN<$1
  9. 17Els of Florida,ELS OF FLORIDA, INC 401(K) PLAN<$1
  10. 18Patriot Contractors,PATRIOT CONTRACTORS, LLC 401(K) RETIREMENT PLAN<$1
  11. 19Denali TherapeuticsDENALI THERAPEUTICS 401(K) PLAN<$1
  12. 20Star MsoSTAR MSO 401(K) PLAN<$1

20 highest

Open list →
  1. 1Investors Title InsuranceINVESTORS TITLE COMPANY AND AFFILIATES 401(K) PLAN INVESTORS TITLE INSURANCE CO.$105,959
  2. 2Regent Cabinets,REGENT CABINETS, LLC 401(K) RETIREMENT PLAN$19,877
  3. 3Encore WireENCORE WIRE CORPORATION 401(K) PROFIT SHARING PLAN$7,521
  4. 4Northeast Community ClinicNORTHEAST COMMUNITY CLINIC 403(B) PLAN$5,415
  5. 5Msp Industries,MSP INDUSTRIES, LLC 401(K) PROFIT SHARING PLAN$3,530
  6. 6Metrea ManagementMETREA LLC 401(K) PLAN$3,403
  7. 7Iteris,ITERIS, INC 401(K) AND STOCK OWNERSHIP PLAN$3,373
  8. 8Central Illinois Radiological Associates, Ltd.CENTRAL ILLINOIS RADIOLOGICAL ASSOCIATES, LTD. 401(K) PROFIT SHARING PLAN$3,306
Show all 20
  1. 9Farallon Capital Management,FARALLON CAPITAL MANAGEMENT PROFIT SHARING AND 401(K) SAVINGS PLAN$2,884
  2. 10Evertree InsuranceEVERTREE INSURANCE 401(K) PLAN$2,876
  3. 11Redwood Management,REDWOOD PARTNERS RETIREMENT PLAN$2,696
  4. 12Nutex Health Holdco,NUTEX HEALTH HOLDCO, LLC 401(K) PLAN$2,670
  5. 13Stevens & LeeSTEVENS & LEE SAVINGS PLAN$2,612
  6. 14Sansum Santa Barbara Medical Clinic,SANSUM SANTA BARBARA MEDICAL CLINIC, INC. PROFIT SHARING PLAN$2,473
  7. 15Urology Specialists of the Carolinas, PllcUROLOGY SPECIALISTS OF THE CAROLINAS, PLLC 401(K) PLAN$2,452
  8. 16Ohio Anesthesia Group,OHIO ANESTHESIA GROUP, INC. 401(K) PROFIT SHARING PLAN AND TRUST$2,280
  9. 17Ta Associates Management L.p.TA ASSOCIATES PROFIT SHARING PLAN$2,135
  10. 18Midwest Physician Anesthesia Services,MIDWEST PHYSICIAN ANESTHESIA SERVICES, INC. PROFIT SHARING PLAN$2,121
  11. 19Starnes Davis Florie LlpSTARNES DAVIS FLORIE LLP 401(K) PROFIT SHARING PLAN$2,078
  12. 20Cox, Castle & Nicholson LlpCOX, CASTLE & NICHOLSON LLP RETIREMENT PLAN$1,960

Employer money added

Total employer contributions per active participant. This can include matching, profit sharing, and other employer money.

20 highest

Open list →
  1. 1George J. Igel & Co.,GEORGE J. IGEL & CO., INC. 401(K) PROFIT SHARING PLAN$63,115
  2. 2Oregon Anesthesiology Group, P.c.OREGON ANESTHESIOLOGY GROUP, P.C. 401(K) PROFIT SHARING PLAN$52,485
  3. 3Radiology Partners,RADIOLOGY PARTNERS, INC. PARTNER PLAN$52,471
  4. 4Midwest Physician Anesthesia Services,MIDWEST PHYSICIAN ANESTHESIA SERVICES, INC. PROFIT SHARING PLAN$51,013
  5. 5Delta Air Lines,DELTA 401(K) RETIREMENT PLAN FOR PILOTS$49,209
  6. 6Anesthesia Specialists of Bethlehem, P.c.ANESTHESIA SPECIALISTS OF BETHLEHEM, 401(K) PLAN$48,099
  7. 7Central Anesthesia Service Exchange Medical Group,CENTRAL ANESTHESIA SERVICE EXCHANGE MEDICAL GROUP, INC. PROFIT SHARING PLAN$47,551
  8. 8Anesthesia Service Medical Group,ANESTHESIA SERVICE MEDICAL GROUP, INC. 401(K) PROFIT SHARING PLAN TRUST$46,657
Show all 20
  1. 9City of Hope Medical Group,CITY OF HOPE MEDICAL GROUP 401K RETIREMENT SAVINGS PLAN$45,414
  2. 10Sequoia Capital Operations,SEQUOIA 401(K) PLAN$45,197
  3. 11Deloitte LlpDELOITTE PROFIT SHARING PLAN$44,901
  4. 12Sullivan & Cromwell LlpRETIREMENT PLAN OF SULLIVAN & CROMWELL LLP$43,869
  5. 13Radiology of Huntsville, P.c.RADIOLOGY OF HUNTSVILLE, P.C. 401(K) RETIREMENT PLAN AND TRUST$42,742
  6. 14Benefits Department - WhqhrUNITED AIRLINES PILOT RETIREMENT ACCOUNT PLAN$42,476
  7. 15Lester E. Cox Medical CentersCOXHEALTH 401(K) PLAN$41,943
  8. 16Anesthesiology Services Network LtdANESTHESIOLOGY SERVICES NETWORK, LTD. 401(K) PROFIT SHARING$41,680
  9. 17Zeta AssociatesZETA ASSOCIATES INCORPORATED SAVINGS PLAN$41,679
  10. 18Lone Pine CapitalLONE PINE CAPITAL LLC 401(K) PROFIT SHARING PLAN$41,644
  11. 19Midwest Anesthesia PartnersMIDWEST ANESTHESIA PARTNERS LLC 401(K) P/S PLAN$41,485
  12. 20American Airlines, Inc. - RetirementAMERICAN AIRLINES, INC. 401(K) PLAN FOR PILOTS$41,334

20 lowest

Open list →
  1. 1Express Services,EXPRESS EMPLOYMENT PROFESSIONALS 401(K) RETIREMENT SAVINGS PLAN$0
  2. 2The KrogerTHE KROGER CO. SAVINGS PLAN$0
  3. 3Providence Health & ServicesPROVIDENCE HEALTH & SERVICES 403(B) VALUE PLAN$0
  4. 4Indeed Flex,INDEED RECRUITING SOLUTIONS 401(K) PROFIT-SHARING PLAN TRUST$0
  5. 5U-haul HoldingU-HAUL HOLDING COMPANY 401(K) SAVINGS PLAN$0
  6. 6Robert Half InternationalROBERT HALF INTERNATIONAL INC. 401(K) PLAN FOR CONTRACT TALENT$0
  7. 7Life Care Centers of America,LIFE CARE CENTERS OF AMERICA, INC. 401(K) SAVINGS PLAN$0
  8. 8Forest River,FOREST RIVER, INC. 401(K) PLAN$0
Show all 20
  1. 9National Railroad PassengerAMTRAK'S RETIREMENT SAVINGS PLAN FOR AGREEMENT EMPLOYEES$0
  2. 10Village Practice Management CompVILLAGEMD 401(K) RETIREMENT SAVINGS PLAN$0
  3. 11Space Exploration TechnologiesSPACE EXPLORATION TECHNOLOGIES 401(K) PLAN$0
  4. 12Select Rehabilitation,SELECT REHABILITATION, LLC 401(K) PLAN AND TRUST$0
  5. 13Stepping Stones Healthcare Services,THE STEPPING STONES GROUP RETIREMENT PLAN$0
  6. 14Franchise Group,FRANCHISE GROUP, INC. 401(K) PLAN$0
  7. 15Team Select Holding,TEAM SELECT HOLDING, LLC 401(K) RETIREMENT PLAN$0
  8. 16Kaleida HealthKALEIDA HEALTH SAVINGS INVESTMENT 403(B) PLAN$0
  9. 17Infosys LimitedINFOSYS LIMITED TAX SAVING 401(K) PROFIT SHARING PLAN$0
  10. 18Mb2 Dental SolutionsMB2 DENTAL SOLUTIONS 401(K) PLAN$0
  11. 19Hearthside Food Solutions,HEARTHSIDE FOOD SOLUTIONS 401(K) PLAN$0
  12. 20Ciox Health,CIOX HEALTH 401(K) PLAN$0

Explore the filing library

Plans with recent filings

See all employers →
01

Walmart

Filed as WALMART INC.

BENTONVILLE, AR

Latest filing
2024
Active participants
1,670,732
Complete filing↗
02

Amazon.com Services,

Filed as AMAZON.COM SERVICES, LLC

SEATTLE, WA

Latest filing
2023
Active participants
1,209,303
Complete filing↗
03

Amazon.com Services,

Filed as AMAZON.COM SERVICES, LLC

SEATTLE, WA

Latest filing
2024
Active participants
1,207,759
Complete filing↗

Largest employer plans

Companies employees search most often

Each profile starts with the available benefit terms, followed by contributions, expenses, assets, and filing history.

Popular employer research

401(k) profiles employees are finding now

Open a profile for the available match, vesting and fee evidence, followed by official plan assets, contributions and filing history.

Fast answers

Jump straight to match, fees, or vesting.

For common searches, these pages answer one question first and then point back to the full employer profile.

Target match →Target fees →Target vesting →Boeing match →Boeing fees →Microsoft match →Disney match →Walmart fees →Amazon vesting →

Compare job offers

Popular 401(k) matchups

These side-by-side pages compare documented current terms with the public filing history, so employees can judge the retirement benefit like part of compensation.

Research hubs

Start with the question you actually have.

These pages group the database around the searches employees make most: match, fees, plan size, industry, and scores.

2026 employer report

Know what makes a 401(k) worth caring about.

A plain-English field report on match formulas, vesting, fees, investments, participation and the official filings behind each plan.

Current-term coverage1,492Reviewed employer records
Read the report →

Compare similar plans

Compare plans on equal footing.

Compare employers in the same industry and plan-size range. You can always see the reported contributions and administrative costs behind the score.

Sample score82See the underlying measures
Explore comparisons →

How we handle the evidence

Open the source behind the number.

01

Keep the original record close

Each filing stays connected to its date, identifier and public source.

02

Don’t turn blanks into zeros

If a filing does not answer a question, we say so.

03

Compare like with like

Industry and plan size matter, so broad national averages are rarely enough.

04

Date the benefit terms

A match formula is useful only when you know which document stated it and when.

Read the methodology →

An important difference

Reported contributions are not the match.

The filing reports one employer-contribution total. It can include the match, profit sharing, nonelective contributions, safe-harbor contributions, and other payments.

We therefore label the figure employer contributions reported per active participant. A match formula appears only when a current source states it.

Latest guides

Guides for the decisions the filing cannot make for you.

See all guides →
01 · Employer 401(k) Rankings

How to Research an Employer's 401(k) Plan Before You Take a Job

A recruiter may give you one line about the 401(k). A serious comparison needs two sources: public filing history for the plan and current employer documents for today's match and rules.

Read the guide →02 · Withdrawals & Loans

Can You Use a 401(k) to Buy a House? Loan vs. Withdrawal

A house down payment can make a 401(k) balance look tempting. Before touching it, understand the big difference between borrowing from the plan and permanently withdrawing money.

Read the guide →03 · Changing Jobs & Rollovers

How to Find an Old or Lost 401(k): A Step-by-Step Guide

Changing jobs can leave retirement accounts scattered across old employers. Start with your records, then use federal databases and plan filings to track down the plan administrator.

Read the guide →

Popular questions

What employees are searching for right now.

These are the plain-English starting points for the topics showing early search demand: vesting, best matches, withdrawals, and contribution limits.

01

What does vesting mean in a 401(k)?

See what employer money you actually keep if you leave.

Read this first →02

Which companies have the best 401(k) match?

Compare the current formula, the required employee contribution, and vesting.

Read this first →03

How does the Rule of 55 work?

Understand when some 401(k) withdrawals may avoid the 10% early-withdrawal tax.

Read this first →04

How do I max out my 401(k) in 2026?

Turn the annual limit into monthly, biweekly, or weekly paycheck amounts.

Read this first →

401(k) field guide

How to tell if a plan is good

The match is only the beginning. Vesting, fees, investments, and eligibility determine what the plan may be worth to you. The guide shows what to check and what to ask HR.

Read the 12-minute guide →
  1. 01Employer money
  2. 02Vesting
  3. 03Fees
  4. 04Investments
  5. 05Participation
  6. 06Evidence

Explore the database

Browse plans that share the same context.

Start with an industry or plan size, then open an employer profile for filing history and peer comparisons.