Employer match
The formula matters most: how much the company adds, how much you must contribute, and whether there is a cap.
2026 employer 401(k) report
The fast way to judge an employer 401(k).
A 401(k) is part of compensation. The best plans are not just large. They make the match easy to earn, keep fees reasonable, offer solid investments, and show healthy participation over time.
69,000+employer profiles
197,550plan-year filings reviewed
1,492current-term records reviewed
295,552provider observations
What employees should check first
Vesting
A generous match is less valuable if you leave before the employer money becomes yours.
Fees
Plan-paid administrative costs and investment expenses can quietly reduce long-term balances.
Investments
A strong plan usually gives employees diversified, low-cost fund choices.
Eligibility
Waiting periods and entry dates affect how quickly new employees can start receiving the benefit.
Plan health
Participation, loans, asset growth, compliance signals and provider relationships help show how the plan operates.
What the public filing can and cannot answer
The Department of Labor filing is excellent for scale, contributions, expenses, assets, loans, service providers and compliance signals. It is not always enough to prove the current match, vesting schedule, fund menu, Roth availability or automatic-enrollment defaults. We separate those two evidence types so a missing current term is not confused with a weak plan.
That distinction is the point of the site: use official historical records for breadth, then add reviewed current terms where a dated primary source is available.
Use the report
Turn the data into a decision.
Start with the employer profile, compare similar plans, then verify any current rule that affects your personal outcome.