Department of Labor filing

Stepping Stones Healthcare Services, 401(k) plan

THE STEPPING STONES GROUP RETIREMENT PLAN · For the plan year ended Dec 31, 2024

Spot something wrong?
Latest public filing 2024 · received Sep 4, 2025

Plan summary

Start with the match, vesting, and fees

Fair

This looks fair based on public filing history. Keep checking the source links because plan rules can change.

Why: The current match still needs a dated source. You own the match immediately. The latest filing shows less employer money than most similar plans.

55Plan health
from public filings
See what drives the plan health score
Employer contributions versus peers6/10030% of the full model
Lower reported administrative cost56/10020% of the full model
Active-participant trend100/10010% of the full model
Net-asset trend100/10010% of the full model
Participant-loan burden100/10010% of the full model
Reported compliance signals20/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

Employer matchAsk for the formula

This is the first number to confirm: the match rate, required employee contribution, annual cap, and any true-up.

Value at $100,000 of payDepends on the match

Once the formula is known, this converts the headline benefit into estimated annual dollars.

When the money is yoursImmediately

law.

Fees paid by employeesAsk for fee disclosure

The key document is the participant fee disclosure, especially fund expense ratios and account charges.

Investment menuAsk for fund lineup

Look for low-cost index funds, target-date funds, stable-value or bond options, and any brokerage window.

When you can joinAsk about eligibility

Eligibility tells you when contributions and employer money can start after hire.

Automatic enrollmentAsk if automatic

Automatic enrollment and auto-increase features usually help more employees save consistently.

Roth 401(k)Ask if offered

Roth availability matters if you want after-tax contributions inside the workplace plan.

Employer money vs. similar plans6th percentile

$0 per active participant in 2024.

Current terms to confirm: employee fees, investment choices, eligibility, automatic enrollment, Roth availability

These details are often kept in employee-only plan documents. We show them when there is a dated source clear enough to trust.

Before you enroll: confirm the match, vesting schedule, waiting period, and fees in the current plan documents. The filing history shows how the plan itself has changed.

Keep in mind: public filings do not show your personal investment returns. Missing information does not count against the plan. Today’s benefit rules require a current plan document.

Need the raw filing detail?

The key takeaways are above. Open the full record when you want every number and source note.

Filing comparison · 202421out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions6th percentileTypical peer $803 · based on 227 comparable plans
Lower reported administrative expense56th percentileTypical peer $54 · based on 242 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2024, STEPPING STONES HEALTHCARE SERVICES, LLC reported $0 in employer contributions across this plan, or $0 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating14,977

Up 83.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeNot enough history

Change in employer contributions per active participant.

Plan costs over timeDown 25.8%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison21/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$0
$0 per active participant
Participant contributions
$20,400,837
Other contributions
$2,355,701
Amounts not classified as employer or participant contributions
Employer share of contributions
0.0%
Active participants
14,977
Very large plan
Total participants
18,716
17,039 at the beginning of the year
Ending assets
$104,028,266
$5,558 per participant
Net-asset change
Up 80.6%
Not the same as investment performance
Beginning net assets
$80,790,322
Ending net assets
$104,028,266
Beginning liabilities
$0
Ending liabilities
$0
Total income
$35,017,678
Total expenses
$14,791,781
Administrative expenses
$855,603
$50 per active participant
Participant loans
$1,033,742
1.0% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2022
$0
2023
$0
2024
$0
Administrative cost per participant
2022
$68
2023
$65
2024
$50
Active participants
2022
8,184
2023
15,723
2024
14,977
Total plan assets
2022
$57,612,625
2023
$80,790,322
2024
$104,028,266
Participant loans as a share of assets
2022
1.1%
2023
1.0%
2024
1.0%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2024$014,977104M
2023$015,72380.8M
2022$08,18457.6M

Changes in plan assets are not the same as investment performance.

Plan health

Loans, late deposits, and other filing disclosures

Participant loans as a share of plan assets
1.0%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Yes · $7,379A “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
0
Lease defaults reported
0Only a small number of filings report these events.
Nonexempt transactions reported
0
Public plan identifier
465522100-001

Insurance and supporting schedules

Additional arrangements reported

These disclosures add context. They should not be read as a score or a judgment on their own.

Additional paid service providers
2$855,412 in separately reported direct compensation
Compensation reported as formulas
1The filing describes how compensation is calculated but does not provide a comparable dollar total.
Insurance contracts
1108 people reported as covered
Reported insurance administration charges
$1,060
Pooled investment entities
1$1,524,511 reported at year end

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jan 1, 2009
Industry
Health care and social assistance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2S2T3B3F3H3D

Companies paid by the plans

Service providers named in the latest filings

Amounts are combined when the same provider and role appear in more than one plan. Form 5500 filings do not standardize every provider’s job, so treat the role labels as tentative; the provider name and compensation come directly from the filing.

ProviderPossible roleHow certain?Plan yearDirect compensationIndirect compensation
FIDELITY INVESTMENTS INSTITUTIONALotherTentative2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Quick answers

Stepping Stones Healthcare Services, 401(k) questions

What is Stepping Stones Healthcare Services,'s 401(k) match?

We have not verified a current match formula yet. The public filing shows total employer contributions, but that is not the same as the match.

How much employer money did Stepping Stones Healthcare Services, report adding?

For 2024, the selected filing reports $0 in employer contributions, or $0 per active participant. This is a plan-level historical figure, not a personal match quote.

What is Stepping Stones Healthcare Services,'s 401(k) vesting schedule?

We have not verified the current vesting schedule yet. Ask for the latest SPD or benefits guide before counting employer money as fully yours.

What are Stepping Stones Healthcare Services,'s 401(k) fees?

The 2024 filing reports $50 in administrative cost per active participant. Fund expenses and employee-level charges may require a current fee disclosure.

Can I use this page to compare Stepping Stones Healthcare Services, with another job offer?

Yes, as a starting point. Compare the documented match, vesting, eligibility, fees, investments, and the filing history, then confirm the current terms before assigning a dollar value to an offer.

Source evidence

What recent SEC filings may add

These snippets come from official SEC filings connected to the employer. They are useful clues, but we keep them separate from fully reviewed current plan terms.

10-K · filed Feb 19, 2026QUANTA SERVICES, INC. — 10-K filed 2026-02-19 ↗
Match

le U.S. employees who are not provided retirement benefits through a collective bargaining agreement may make contributions through payroll deductions and to which we make certain matching contributions. Ethics and Compliance All of our employees are subject to Quanta’s Code of Conduct, which addresses compliance with applicable laws and …

Vesting

law. Quanta may also make discretionary employer contributions to such plan. Matching contributions vest immediately, and discretionary employer contributions may be subject to a vesting schedule determined at the time of the contribution, provided that vesting accelerates upon a change in control or the participant’s death or retirement.…

Fees

2 20.1 % Gross profit 4,275,081 15.0 3,510,761 14.8 764,320 21.8 % Equity in earnings of integral unconsolidated affiliates 55,635 0.2 50,484 0.2 5,151 10.2 % Selling, general and administrative expenses (2,189,209) (7.7) (1,824,754) (7.7) (364,455) 20.0 % Amortization of intangible assets (498,795) (1.7) (382,959) (1.6) (115,836) 30.2 % …

Eligibility

(including cash bonus awards) or any combination of the foregoing. Current and prospective employees, directors, officers, advisors or consultants of Quanta or its affiliates are eligible to participate in the Omnibus Plan. In May 2022 and May 2025, Quanta’s stockholders approved amendments to the Omnibus Plan to increase the shares avail…

Filing ACK_ID20250904165618NAL0034242546001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗