401(k) scoring
How to read 401(k) plan score rankings
A useful score should answer a practical question without hiding the evidence. That is why the site separates plan health from current benefit quality.
Plan health score
This score uses official filing data: employer money added, reported administrative expenses, participation signals, assets, loans, compliance flags, and peer comparisons. It is best for understanding how the plan has operated historically.
Explore plan health rankings →Current benefit quality
This score uses reviewed current terms: employer match, vesting, eligibility, fees, investment choices, automatic enrollment, and Roth access. It is best for understanding what an employee may experience now.
Explore current benefit rankings →What the score does not do
It does not recommend investments, predict returns, or turn missing information into a penalty. If an employer has no reviewed current source for a field, the profile says so rather than guessing.
Read the full methodology →