Department of Labor filing

Amazon.com Services, 401(k) plan

AMAZON 401(K) PLAN · For the plan year ended Dec 31, 2024

Spot something wrong?
Latest public filing 2024 · received Oct 13, 2025Current benefit source Amazon — U.S. employee benefits overview · dated Aug 26, 2026

Plan summary

Start with the match, vesting, and fees

Fair

This looks fair based on reviewed current plan terms. We have 4 of 7 key current terms documented. Keep checking the source links because plan rules can change.

Why: The employer match is on the modest side. Check the vesting schedule before comparing offers. The latest filing shows less employer money than most similar plans.

54Benefit score
from current terms
58Plan health
from public filings
4/7Useful current-term coverage
documented
See what drives the plan health score
Employer contributions versus peers21/10030% of the full model
Lower reported administrative cost97/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden100/10010% of the full model
Reported compliance signals20/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

See what drives the benefit quality score
Maximum employer match37/10025% of the full model
Vesting50/10015% of the full model
Eligibility timing55/10010% of the full model
Roth 401(k) access100/10010% of the full model

This separate score uses reviewed current terms only. It requires the employer contribution plus at least three other documented benefit measures. Missing terms are excluded, not treated as poor benefits.

Employer matchSee verified formulaModest

Amazon matches 50% of employee contributions through 4% of eligible pay—a maximum company match equal to 2% of eligible pay.

Check the source ↓
Value at $100,000 of pay$2,000 a year

Assumes you contribute enough to earn the full match. Eligibility and annual limits can change the amount.

When the money is yoursA schedule applies

The company match becomes fully vested after three years of vesting service.

Fees paid by employeesAsk for fee disclosure

The key document is the participant fee disclosure, especially fund expense ratios and account charges.

Investment menuAsk for fund lineup

Look for low-cost index funds, target-date funds, stable-value or bond options, and any brokerage window.

When you can joinA waiting period applies

The published terms apply to eligible U.S.

Automatic enrollmentAsk if automatic

Automatic enrollment and auto-increase features usually help more employees save consistently.

Roth 401(k)Offered

Available. Employees may contribute from 1% to 90% of eligible pay using pre-tax, Roth, traditional after-tax contributions, or a combination, subject to IRS limits.

Employer money vs. similar plans21th percentile

Up 0.0% over the filing history shown.

Current terms to confirm: employee fees, investment choices, automatic enrollment

These details are often kept in employee-only plan documents. We show them when there is a dated source clear enough to trust.

Before you enroll: confirm the match, vesting schedule, waiting period, and fees in the current plan documents. The filing history shows how the plan itself has changed.

Keep in mind: public filings do not show your personal investment returns. Missing information does not count against the plan. The documents supporting the current terms are linked below.

Need the raw filing detail?

The key takeaways are above. Open the full record when you want every number and source note.

Personalized estimate

What could Amazon.com Services,'s contribution mean for you?

This uses the reviewed employer formula shown on this profile—not the plan-wide Form 5500 contribution average.

Estimated employer money$1,700/year
Your annual contribution
$5,100
Possible maximum
$1,700
Potentially unclaimed
$0

Vesting: The company match becomes fully vested after three years of vesting service. A vesting year generally requires 1,000 hours of service in a calendar year.

Estimate only. Compensation limits, eligibility, true-ups, contribution timing, employee groups, and plan amendments can change the result. Confirm the current formula in your plan documents.

Filing comparison · 202444out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions21st percentileTypical peer $2,810 · based on 439 comparable plans
Lower reported administrative expense97th percentileTypical peer $65 · based on 448 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2024, AMAZON.COM SERVICES, LLC reported $916,401,682 in employer contributions across this plan, or $759 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating1,207,759

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison44/100

Compared with similarly sized plans in the same industry.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$916,401,682
$759 per active participant
Participant contributions
$4,545,601,486
Other contributions
$497,250,637
Amounts not classified as employer or participant contributions
Employer share of contributions
16.8%
Active participants
1,207,759
Very large plan
Total participants
1,343,800
1,336,478 at the beginning of the year
Ending assets
$34,593,744,657
$25,743 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$26,150,430,984
Ending net assets
$34,591,480,533
Beginning liabilities
$1,620,959
Ending liabilities
$2,264,124
Total income
$10,877,938,750
Total expenses
$2,436,889,201
Administrative expenses
$7,050,726
$5 per active participant
Participant loans
$422,371,172
1.2% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2024
$759
Administrative cost per participant
2024
$5
Active participants
2024
1,207,759
Total plan assets
2024
$34,593,744,657
Participant loans as a share of assets
2024
1.2%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2024$7591,207,75934.6B

Changes in plan assets are not the same as investment performance.

Plan health

Loans, late deposits, and other filing disclosures

Participant loans as a share of plan assets
1.2%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Yes · $27,407A “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
0
Lease defaults reported
0Only a small number of filings report these events.
Nonexempt transactions reported
0
Public plan identifier
820544687-001

Insurance and supporting schedules

Additional arrangements reported

These disclosures add context. They should not be read as a score or a judgment on their own.

Additional paid service providers
2$6,744,245 in separately reported direct compensation
Compensation reported as formulas
1,020The filing describes how compensation is calculated but does not provide a comparable dollar total.
Pooled investment entities
21$28,564,954,742 reported at year end

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Nov 1, 1996
Industry
Professional, scientific, and technical services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2F2G2J2K2S2T3H2R2E

Companies paid by the plans

Service providers named in the latest filings

Amounts are combined when the same provider and role appear in more than one plan. Form 5500 filings do not standardize every provider’s job, so treat the role labels as tentative; the provider name and compensation come directly from the filing.

ProviderPossible roleHow certain?Plan yearDirect compensationIndirect compensation
FIDELITY INVESTMENTS INSTITUTIONALotherTentative2024Not reportedunknown

Current plan terms

What the source documents say

Each item below comes from the dated source linked in this section. Anything the source does not establish is left blank.

Employer contribution
Amazon matches 50% of employee contributions through 4% of eligible pay—a maximum company match equal to 2% of eligible pay. Catch-up contributions are not matched.
Eligibility
The published terms apply to eligible U.S. employees outside Hawaii. Benefits can vary by location, scheduled hours, length of employment, and seasonal or temporary status.
Vesting
The company match becomes fully vested after three years of vesting service. A vesting year generally requires 1,000 hours of service in a calendar year.
Roth contributions
Available. Employees may contribute from 1% to 90% of eligible pay using pre-tax, Roth, traditional after-tax contributions, or a combination, subject to IRS limits.
Not covered by the source: 3 items

investment information, automatic enrollment, participant fees. Check the latest summary plan description or enrollment materials for these details.

Source: Amazon — U.S. employee benefits overview ↗ · dated Aug 26, 2026

Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Quick answers

Amazon.com Services, 401(k) questions

What is Amazon.com Services,'s 401(k) match?

The reviewed current source says: Amazon matches 50% of employee contributions through 4% of eligible pay—a maximum company match equal to 2% of eligible pay. Catch-up contributions are not matched.

How much employer money did Amazon.com Services, report adding?

For 2024, the selected filing reports $916,401,682 in employer contributions, or $759 per active participant. This is a plan-level historical figure, not a personal match quote.

What is Amazon.com Services,'s 401(k) vesting schedule?

The reviewed current source says: The company match becomes fully vested after three years of vesting service. A vesting year generally requires 1,000 hours of service in a calendar year.

What are Amazon.com Services,'s 401(k) fees?

The 2024 filing reports $5 in administrative cost per active participant. Fund expenses and employee-level charges may require a current fee disclosure.

Can I use this page to compare Amazon.com Services, with another job offer?

Yes, as a starting point. Compare the documented match, vesting, eligibility, fees, investments, and the filing history, then confirm the current terms before assigning a dollar value to an offer.

Source evidence

What recent SEC filings may add

These snippets come from official SEC filings connected to the employer. They are useful clues, but we keep them separate from fully reviewed current plan terms.

10-K · filed Feb 19, 2026QUANTA SERVICES, INC. — 10-K filed 2026-02-19 ↗
Match

le U.S. employees who are not provided retirement benefits through a collective bargaining agreement may make contributions through payroll deductions and to which we make certain matching contributions. Ethics and Compliance All of our employees are subject to Quanta’s Code of Conduct, which addresses compliance with applicable laws and …

Vesting

law. Quanta may also make discretionary employer contributions to such plan. Matching contributions vest immediately, and discretionary employer contributions may be subject to a vesting schedule determined at the time of the contribution, provided that vesting accelerates upon a change in control or the participant’s death or retirement.…

Fees

2 20.1 % Gross profit 4,275,081 15.0 3,510,761 14.8 764,320 21.8 % Equity in earnings of integral unconsolidated affiliates 55,635 0.2 50,484 0.2 5,151 10.2 % Selling, general and administrative expenses (2,189,209) (7.7) (1,824,754) (7.7) (364,455) 20.0 % Amortization of intangible assets (498,795) (1.7) (382,959) (1.6) (115,836) 30.2 % …

Eligibility

(including cash bonus awards) or any combination of the foregoing. Current and prospective employees, directors, officers, advisors or consultants of Quanta or its affiliates are eligible to participate in the Omnibus Plan. In May 2022 and May 2025, Quanta’s stockholders approved amendments to the Omnibus Plan to increase the shares avail…

Filing ACK_ID20251013090823NAL0000403731001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗