Amazon.com Services, 401(k) plan
AMAZON 401(K) PLAN · For the plan year ended Dec 31, 2024
Legal plan sponsor: AMAZON.COM SERVICES, LLC
Plan summary
Start with the match, vesting, and fees
This looks fair based on reviewed current plan terms. We have 4 of 7 key current terms documented. Keep checking the source links because plan rules can change.
Why: The employer match is on the modest side. Check the vesting schedule before comparing offers. The latest filing shows less employer money than most similar plans.
from current terms
from public filings
documented
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
See what drives the benefit quality score
This separate score uses reviewed current terms only. It requires the employer contribution plus at least three other documented benefit measures. Missing terms are excluded, not treated as poor benefits.
Amazon matches 50% of employee contributions through 4% of eligible pay—a maximum company match equal to 2% of eligible pay.
Check the source ↓Assumes you contribute enough to earn the full match. Eligibility and annual limits can change the amount.
The company match becomes fully vested after three years of vesting service.
The key document is the participant fee disclosure, especially fund expense ratios and account charges.
Look for low-cost index funds, target-date funds, stable-value or bond options, and any brokerage window.
The published terms apply to eligible U.S.
Automatic enrollment and auto-increase features usually help more employees save consistently.
Available. Employees may contribute from 1% to 90% of eligible pay using pre-tax, Roth, traditional after-tax contributions, or a combination, subject to IRS limits.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 1.2% of assets
How this is calculated →See score distributions →Current terms to confirm: employee fees, investment choices, automatic enrollment
These details are often kept in employee-only plan documents. We show them when there is a dated source clear enough to trust.
Before you enroll: confirm the match, vesting schedule, waiting period, and fees in the current plan documents. The filing history shows how the plan itself has changed.
Keep in mind: public filings do not show your personal investment returns. Missing information does not count against the plan. The documents supporting the current terms are linked below.
The key takeaways are above. Open the full record when you want every number and source note.
Personalized estimate
What could Amazon.com Services,'s contribution mean for you?
This uses the reviewed employer formula shown on this profile—not the plan-wide Form 5500 contribution average.
- Your annual contribution
- $5,100
- Possible maximum
- $1,700
- Potentially unclaimed
- $0
Vesting: The company match becomes fully vested after three years of vesting service. A vesting year generally requires 1,000 hours of service in a calendar year.
Estimate only. Compensation limits, eligibility, true-ups, contribution timing, employee groups, and plan amendments can change the result. Confirm the current formula in your plan documents.
How this filing compares
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2024, AMAZON.COM SERVICES, LLC reported $916,401,682 in employer contributions across this plan, or $759 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $916,401,682 $759 per active participant
- Participant contributions
- $4,545,601,486
- Other contributions
- $497,250,637 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 16.8%
- Active participants
- 1,207,759 Very large plan
- Total participants
- 1,343,800 1,336,478 at the beginning of the year
- Ending assets
- $34,593,744,657 $25,743 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $26,150,430,984
- Ending net assets
- $34,591,480,533
- Beginning liabilities
- $1,620,959
- Ending liabilities
- $2,264,124
- Total income
- $10,877,938,750
- Total expenses
- $2,436,889,201
- Administrative expenses
- $7,050,726 $5 per active participant
- Participant loans
- $422,371,172 1.2% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2024 | $759 | 1,207,759 | 34.6B |
Changes in plan assets are not the same as investment performance.
Plan health
Loans, late deposits, and other filing disclosures
- Participant loans as a share of plan assets
- 1.2%
- Independent accountant’s opinion
- Unqualified opinion Code 1
- Late participant contributions reported
- Yes · $27,407A “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- 0
- Lease defaults reported
- 0Only a small number of filings report these events.
- Nonexempt transactions reported
- 0
- Public plan identifier
- 820544687-001
Insurance and supporting schedules
Additional arrangements reported
These disclosures add context. They should not be read as a score or a judgment on their own.
- Additional paid service providers
- 2$6,744,245 in separately reported direct compensation
- Compensation reported as formulas
- 1,020The filing describes how compensation is calculated but does not provide a comparable dollar total.
- Pooled investment entities
- 21$28,564,954,742 reported at year end
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- Single-employer plan
- Plan effective date
- Nov 1, 1996
- Industry
- Professional, scientific, and technical services
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2F2G2J2K2S2T3H2R2E
Companies paid by the plans
Service providers named in the latest filings
Amounts are combined when the same provider and role appear in more than one plan. Form 5500 filings do not standardize every provider’s job, so treat the role labels as tentative; the provider name and compensation come directly from the filing.
| Provider | Possible role | How certain? | Plan year | Direct compensation | Indirect compensation |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | other | Tentative | 2024 | Not reported | unknown |
Current plan terms
What the source documents say
Each item below comes from the dated source linked in this section. Anything the source does not establish is left blank.
- Employer contribution
- Amazon matches 50% of employee contributions through 4% of eligible pay—a maximum company match equal to 2% of eligible pay. Catch-up contributions are not matched.
- Eligibility
- The published terms apply to eligible U.S. employees outside Hawaii. Benefits can vary by location, scheduled hours, length of employment, and seasonal or temporary status.
- Vesting
- The company match becomes fully vested after three years of vesting service. A vesting year generally requires 1,000 hours of service in a calendar year.
- Roth contributions
- Available. Employees may contribute from 1% to 90% of eligible pay using pre-tax, Roth, traditional after-tax contributions, or a combination, subject to IRS limits.
Not covered by the source: 3 items
investment information, automatic enrollment, participant fees. Check the latest summary plan description or enrollment materials for these details.
Source: Amazon — U.S. employee benefits overview ↗ · dated Aug 26, 2026
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Quick answers
Amazon.com Services, 401(k) questions
What is Amazon.com Services,'s 401(k) match?
The reviewed current source says: Amazon matches 50% of employee contributions through 4% of eligible pay—a maximum company match equal to 2% of eligible pay. Catch-up contributions are not matched.
How much employer money did Amazon.com Services, report adding?
For 2024, the selected filing reports $916,401,682 in employer contributions, or $759 per active participant. This is a plan-level historical figure, not a personal match quote.
What is Amazon.com Services,'s 401(k) vesting schedule?
The reviewed current source says: The company match becomes fully vested after three years of vesting service. A vesting year generally requires 1,000 hours of service in a calendar year.
What are Amazon.com Services,'s 401(k) fees?
The 2024 filing reports $5 in administrative cost per active participant. Fund expenses and employee-level charges may require a current fee disclosure.
Can I use this page to compare Amazon.com Services, with another job offer?
Yes, as a starting point. Compare the documented match, vesting, eligibility, fees, investments, and the filing history, then confirm the current terms before assigning a dollar value to an offer.
Source evidence
What recent SEC filings may add
These snippets come from official SEC filings connected to the employer. They are useful clues, but we keep them separate from fully reviewed current plan terms.
Match
le U.S. employees who are not provided retirement benefits through a collective bargaining agreement may make contributions through payroll deductions and to which we make certain matching contributions. Ethics and Compliance All of our employees are subject to Quanta’s Code of Conduct, which addresses compliance with applicable laws and …
Vesting
law. Quanta may also make discretionary employer contributions to such plan. Matching contributions vest immediately, and discretionary employer contributions may be subject to a vesting schedule determined at the time of the contribution, provided that vesting accelerates upon a change in control or the participant’s death or retirement.…
Fees
2 20.1 % Gross profit 4,275,081 15.0 3,510,761 14.8 764,320 21.8 % Equity in earnings of integral unconsolidated affiliates 55,635 0.2 50,484 0.2 5,151 10.2 % Selling, general and administrative expenses (2,189,209) (7.7) (1,824,754) (7.7) (364,455) 20.0 % Amortization of intangible assets (498,795) (1.7) (382,959) (1.6) (115,836) 30.2 % …
Eligibility
(including cash bonus awards) or any combination of the foregoing. Current and prospective employees, directors, officers, advisors or consultants of Quanta or its affiliates are eligible to participate in the Omnibus Plan. In May 2022 and May 2025, Quanta’s stockholders approved amendments to the Omnibus Plan to increase the shares avail…