Department of Labor filing

AMERICAN AIRLINES, INC. - RETIREMENT

AMERICAN AIRLINES, INC. 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 13, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

56filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$4,477

Reported employer contributions per active participant.

Higher than about 66% of comparable plans

#People in the filing

93,897

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$79 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 32% of comparable plans

↗Investment performance

Not available

Plan assets changed 10.3%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202456out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions66th percentileTypical peer $3,822 · based on 47 comparable plans

Lower reported administrative expense32nd percentileTypical peer $52 · based on 47 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, AMERICAN AIRLINES, INC. - RETIREMENT reported $420,418,118 in employer contributions across the plan and 93,897 active participants. That works out to $4,477 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy82%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 14.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 5.9%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context56/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $420,418,118
Participant contributions: $718,570,857
Other contributions: $29,302,928
Employer share of reported contributions: 36.9%
Beginning assets: $14,680,189,879
Ending assets: $16,193,365,552
Ending net assets: $16,191,121,823
Ending liabilities: $2,243,729
Total income: $3,044,999,921
Total expenses: $1,535,186,718
Administrative expenses: $9,110,880
Participant loans: $395,105,859

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,913

2023

$3,889

2024

$4,477

Plan-paid administrative expenses per participant

2022

$75

2023

$77

2024

$79

Active participants

2022

88,792

2023

93,397

2024

93,897

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$4,477	93,897	16.2B	20251013090518NAL0001566176001
2023	$3,889	93,397	14.7B	20241011133250NAL0021945505001
2022	$3,913	88,792	12.8B	20231011154832NAL0060788770001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.4%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 131502798-013

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jul 1, 1984
Industry: Transportation and warehousing
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2J2K2T2E2G2R

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Filing ACK_ID20251013090518NAL0001566176001

Data sourceDOL Form 5500 bulk data ↗

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