Choose two employers. We will compare current terms where they are documented, estimate employer dollars using your assumptions, and keep historical filing measures separate.
Use your numbers
What could each 401(k) add to the offer?
Enter the salary, contribution, and time you expect to stay. The estimate uses only documented employer formulas; missing terms remain missing.
Vesting-adjusted value cannot be compared until both vesting schedules are documented.
This compares employer retirement money only—not salary, taxes, health insurance, bonuses, or equity.
EstimateGOOGLE LLCMETA PLATFORMS, INC.
Estimated employer money each year$11,750Not available
Possible first-year employer moneyNot availableNot available
Your contribution each year$6,000$6,000
Employer money vested when you leaveNot availableNot available
GOOGLE LLC: what to confirm
Match: For 2025, Alphabet reported a match equal to the greater of 100% of contributions up to $3,000 or 50% of contributions up to $23,500, for a maximum $11,750 match for employees under age 50.
Vesting: Ask for the current vesting schedule.
Eligibility: Ask when contributions and the match begin.
Employee fees: Ask for the participant fee disclosure.
META PLATFORMS, INC.: what to confirm
Match: Meta confirms that it made 401(k) matching contributions under its broad employee-benefit program, but the filing does not disclose the current match percentage. The disclosed 2025 matching contribution for several named executives was $11,750.
Vesting: Ask for the current vesting schedule.
Eligibility: Ask when contributions and the match begin.
Employee fees: Ask for the participant fee disclosure.
This is a planning estimate, not a benefit determination. Compensation definitions, contribution timing, annual limits, true-ups, employee groups, and plan changes can affect the result. Confirm the current terms with each employer.
Plain-English comparison
Where each plan appears stronger
There is not enough reviewed current information to compare overall benefit quality.
META PLATFORMS, INC. has the higher filing-based plan health score.
META PLATFORMS, INC. ranks higher for reported employer contributions.
META PLATFORMS, INC. ranks better for lower reported administrative cost.
The same number of current benefit fields has been reviewed for both employers.
This is evidence triage, not a recommendation. Current plan terms and the overall job offer still matter.
GOOGLE LLC
GOOGLE LLC 401(K) SAVINGS PLAN
2024 filing
Plan health score
85/100 · ExcellentHigh confidence based on 7 available measures.
Current benefit quality
Not enough reviewed termsThe match plus at least three other current benefit measures must be documented.
Current benefits verified
1 of 7Coverage shows what is documented. It does not improve the health score by itself.
Employer money
Current terms verifiedFor 2025, Alphabet reported a match equal to the greater of 100% of contributions up to $3,000 or 50% of contributions up to $23,500, for a maximum $11,750 match for employees under age 50.
Potential employer value
$11,750 a year at $100,000 paySpecial limits and eligibility rules may apply.
Vesting
Not verifiedA dated plan document is still needed.
Participation
73% proxy114,321 active participants ÷ 155,598 total participants at year-end.
Plan-paid costs
$18 per participantFund expenses and employee-level fees may not appear in the filing.
Performance
Investment returns not reportedAsset changes can reflect contributions, withdrawals, transfers, and markets, so we do not present them as performance.
95/100 · ExcellentHigh confidence based on 7 available measures.
Current benefit quality
Not enough reviewed termsThe match plus at least three other current benefit measures must be documented.
Current benefits verified
1 of 7Coverage shows what is documented. It does not improve the health score by itself.
Employer money
Current terms verifiedMeta confirms that it made 401(k) matching contributions under its broad employee-benefit program, but the filing does not disclose the current match percentage. The disclosed 2025 matching contribution for several named executives was $11,750.
Vesting
Not verifiedA dated plan document is still needed.
Participation
67% proxy62,888 active participants ÷ 93,515 total participants at year-end.
Plan-paid costs
$4 per participantFund expenses and employee-level fees may not appear in the filing.
Performance
Investment returns not reportedAsset changes can reflect contributions, withdrawals, transfers, and markets, so we do not present them as performance.
Longer bars mean more, not necessarily better. Costs are one area where lower may be preferable.
History, not a snapshot
GOOGLE LLC
Employer money per active participant
2022
$8,748
2023
$10,512
2024
$10,615
Administrative cost per participant
2022
$43
2023
$34
2024
$18
Active participants
2022
122,867
2023
116,712
2024
114,321
Total plan assets
2022
$28,898,202,210
2023
$39,047,152,408
2024
$48,738,057,415
Participant loans as a share of assets
2022
0.4%
2023
0.3%
2024
0.2%
META PLATFORMS, INC.
Employer money per active participant
2023
$13,122
2024
$11,440
2025
$12,384
Administrative cost per participant
2023
$2
2024
$3
2025
$4
Active participants
2023
51,434
2024
58,603
2025
62,888
Total plan assets
2023
$12,210,741,603
2024
$16,455,927,820
2025
$22,398,435,836
Participant loans as a share of assets
2023
0.4%
2024
0.3%
2025
0.3%
Read this comparison carefully
Reported employer contributions are plan-wide totals divided by active participants—not match formulas. The participation figure is a filing-based proxy, not an employee survey. Lower reported administrative expenses do not prove lower total employee costs.
Google vs. Meta 401(k): Match, Fees, Vesting and Plan Review | 401(k) Plan Report