Department of Labor filing

THE CAPFINANCIAL GROUP, LLC

THE CAPFINANCIAL GROUP, LLC 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 13, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

75filing comparison
out of 100

The filing signals stronger employer support and/or lower plan-paid administrative costs than many comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$7,076

Reported employer contributions per active participant.

Higher than about 65% of comparable plans

#People in the filing

1,701

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$0 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 100% of comparable plans

↗Investment performance

Not available

Plan assets changed 26.6%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202475out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions65th percentileTypical peer $5,480 · based on 127 comparable plans

Lower reported administrative expense100th percentileTypical peer $80 · based on 123 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, THE CAPFINANCIAL GROUP, LLC reported $12,035,515 in employer contributions across the plan and 1,701 active participants. That works out to $7,076 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy92%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 10.6%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 99.9%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context75/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $12,035,515
Participant contributions: $20,873,596
Other contributions: $10,554,257
Employer share of reported contributions: 36.6%
Beginning assets: $255,463,184
Ending assets: $323,341,421
Ending net assets: $323,341,421
Ending liabilities: $0
Total income: $81,530,008
Total expenses: $13,651,771
Administrative expenses: $9
Participant loans: $2,833,908

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$6,395

2023

$6,914

2024

$7,076

Plan-paid administrative expenses per participant

2022

2023

2024

Active participants

2022

1,307

2023

1,563

2024

1,701

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$7,076	1,701	323.3M	20251013064605NAL0000332531001
2023	$6,914	1,563	255.5M	20241001115152NAL0013839778001
2022	$6,395	1,307	186.1M	20231003072736NAL0036980402001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.9%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 474009638-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2002
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3B3D3H

Current plan terms

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Filing ACK_ID20251013064605NAL0000332531001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗