Department of Labor filing
Spot something wrong?The Capfinancial Group, 401(k) plan
THE CAPFINANCIAL GROUP, LLC 401(K) PLAN · For the plan year ended Dec 31, 2024
Legal plan sponsor: THE CAPFINANCIAL GROUP, LLC
Latest public filing 2024 · received Oct 13, 2025
Plan summary
Start with the match, vesting, and fees
Strong
This looks strong based on public filing history. Keep checking the source links because plan rules can change.
Why: The current match still needs a dated source. Vesting is not confirmed yet. Reported employer money is near the middle of its peer group.
88Plan health
from public filings
from public filings
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
This is the first number to confirm: the match rate, required employee contribution, annual cap, and any true-up.
Once the formula is known, this converts the headline benefit into estimated annual dollars.
Vesting decides how much employer money you keep if you leave before staying long enough.
The key document is the participant fee disclosure, especially fund expense ratios and account charges.
Look for low-cost index funds, target-date funds, stable-value or bond options, and any brokerage window.
Eligibility tells you when contributions and employer money can start after hire.
Automatic enrollment and auto-increase features usually help more employees save consistently.
Roth availability matters if you want after-tax contributions inside the workplace plan.
Up 10.6% over the filing history shown.
Participation up 30.1% · assets up 73.7% · loans 0.9% of assets
How this is calculated →See score distributions →Current terms to confirm: vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability
These details are often kept in employee-only plan documents. We show them when there is a dated source clear enough to trust.
Before you enroll: confirm the match, vesting schedule, waiting period, and fees in the current plan documents. The filing history shows how the plan itself has changed.
Keep in mind: public filings do not show your personal investment returns. Missing information does not count against the plan. Today’s benefit rules require a current plan document.
Need the raw filing detail?
The key takeaways are above. Open the full record when you want every number and source note.
Filing comparison · 202475out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions65th percentileTypical peer $5,480 · based on 127 comparable plans
Lower reported administrative expense100th percentileTypical peer $80 · based on 123 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2024, THE CAPFINANCIAL GROUP, LLC reported $12,035,515 in employer contributions across this plan, or $7,076 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 30.1% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $12,035,515 $7,076 per active participant
- Participant contributions
- $20,873,596
- Other contributions
- $10,554,257 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 36.6%
- Active participants
- 1,701 Large plan
- Total participants
- 1,851 1,754 at the beginning of the year
- Ending assets
- $323,341,421 $174,685 per participant
- Net-asset change
- Up 73.7% Not the same as investment performance
- Beginning net assets
- $255,463,184
- Ending net assets
- $323,341,421
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $81,530,008
- Total expenses
- $13,651,771
- Administrative expenses
- $9 $0 per active participant
- Participant loans
- $2,833,908 0.9% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2022
$6,395
2023
$6,914
2024
$7,076
2022
$6
2023
$0
2024
$0
2022
1,307
2023
1,563
2024
1,701
2022
$186,107,342
2023
$255,463,184
2024
$323,341,421
2022
0.9%
2023
0.9%
2024
0.9%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2024 | $7,076 | 1,701 | 323.3M |
| 2023 | $6,914 | 1,563 | 255.5M |
| 2022 | $6,395 | 1,307 | 186.1M |
Changes in plan assets are not the same as investment performance.
Plan health
Loans, late deposits, and other filing disclosures
- Participant loans as a share of plan assets
- 0.9%
- Independent accountant’s opinion
- Unqualified opinion Code 1
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- 0
- Lease defaults reported
- 0Only a small number of filings report these events.
- Nonexempt transactions reported
- 0
- Public plan identifier
- 474009638-001
Insurance and supporting schedules
Additional arrangements reported
These disclosures add context. They should not be read as a score or a judgment on their own.
- Additional paid service providers
- 2$9 in separately reported direct compensation
- Compensation reported as formulas
- 1The filing describes how compensation is calculated but does not provide a comparable dollar total.
- Pooled investment entities
- 7$130,870,840 reported at year end
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- Single-employer plan
- Plan effective date
- Jan 1, 2002
- Industry
- Finance and insurance
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2T3B3D3H
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Quick answers
The Capfinancial Group, 401(k) questions
What is The Capfinancial Group,'s 401(k) match?
We have not verified a current match formula yet. The public filing shows total employer contributions, but that is not the same as the match.
How much employer money did The Capfinancial Group, report adding?
For 2024, the selected filing reports $12,035,515 in employer contributions, or $7,076 per active participant. This is a plan-level historical figure, not a personal match quote.
What is The Capfinancial Group,'s 401(k) vesting schedule?
We have not verified the current vesting schedule yet. Ask for the latest SPD or benefits guide before counting employer money as fully yours.
What are The Capfinancial Group,'s 401(k) fees?
The 2024 filing reports $0 in administrative cost per active participant. Fund expenses and employee-level charges may require a current fee disclosure.
Can I use this page to compare The Capfinancial Group, with another job offer?
Yes, as a starting point. Compare the documented match, vesting, eligibility, fees, investments, and the filing history, then confirm the current terms before assigning a dollar value to an offer.
Filing ACK_ID20251013064605NAL0000332531001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗