A current plan document is needed to verify the formula.
Department of Labor filing
Spot something wrong?AARON D FERGUSON
AARON D FERGUSON 401(K) PROFIT SHARING PLAN & TRUST · For the plan year ended Dec 31, 2025
Public filing 2025 · received Apr 21, 2026Verified current terms Not available
Plan summary
The numbers that matter first
On the filing measures we can compare, this plan trails many peers on employer contributions and/or administrative costs.
37filing comparison
out of 100
out of 100
$697 was reported per active participant, but this is not a match limit.
A dated plan document is needed.
Plan-paid administrative cost per participant; fund and employee fees may be separate.
The public filing does not provide a current, complete fund menu.
A current plan document is needed.
The selected official filing does not establish a current default rate.
The reviewed official source does not establish current Roth availability.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202537out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions39th percentileTypical peer $1,102 · based on 34,089 comparable plans
Lower reported administrative expense34th percentileTypical peer $40 · based on 30,048 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, AARON D FERGUSON reported $2,092 in employer contributions across this plan, or $697 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $2,092 $697 per active participant
- Participant contributions
- $246
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 89.5%
- Active participants
- 3 Small plan
- Total participants
- 5 6 at the beginning of the year
- Ending assets
- $11,915 $2,383 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $21,858
- Ending net assets
- $11,915
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $4,727
- Total expenses
- $14,670
- Administrative expenses
- $513 $103 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$697
2025
$103
2025
3
2025
$11,915
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $697 | 3 | 11.9K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 815071611-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2021
- Industry
- Other services
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
10-K · report period Jul 31, 2025Ferguson Enterprises Inc. /DE/ — 10-K filed 2025-09-26 ↗
Official filing · details not yet checkedWhat it says about fees
ciency and future growth as well as increase the likelihood of system interruption or failure. We are subject to payment-related risks that could increase our selling, general and administrative expenses, expose us to fraud or theft, subject us to potential liability, and potentially disrupt our business. We accept payments using a variety of methods, including, but not limited to, cash, checks, credit and debit cards, PayPal and electronic payments, and we may offer new payment options over time. Acceptance of these payment options subjects us to rules, regulations, contractual obligations and compliance requirements, including payment network rules and operating guidelines, data security standards and certification requirements, and rules governing electronic funds transfers. These requi
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260421140112NAL0002547953001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗