Department of Labor filing

AGENCY FOR COMMUNITY EMPOWERMENT OF NEPA

AGENCY FOR COMMUNITY EMPOWERMENT OF NEPA 403(B) PLAN · For the plan year ended Aug 31, 2025

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Public filing 2024 · received Jun 15, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

29filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support
$1,227

Reported employer contributions per active participant.

Higher than about 25% of comparable plans
#People in the filing
233

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$141 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 40% of comparable plans
Investment performance
Not available

Plan assets changed 2.6%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202429out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions25th percentileTypical peer $2,620 · based on 595 comparable plans
Lower reported administrative expense40th percentileTypical peer $101 · based on 590 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Aug 31, 2025, AGENCY FOR COMMUNITY EMPOWERMENT OF NEPA reported $285,911 in employer contributions across the plan and 233 active participants. That works out to $1,227 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy72%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 3.2%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 75.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context29/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$285,911
Participant contributions
$380,108
Other contributions
$13,844
Employer share of reported contributions
42.9%
Beginning assets
$10,470,915
Ending assets
$10,743,345
Ending net assets
$10,743,345
Ending liabilities
$0
Total income
$1,600,472
Total expenses
$1,328,042
Administrative expenses
$51,283
Participant loans
$5,189

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$1,189
2023
$1,129
2024
$1,227
Plan-paid administrative expenses per participant
2022
$80
2023
$151
2024
$141
Active participants
2022
212
2023
274
2024
233
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$1,22723310.7M20260615143714NAL0000199858001
2023$1,12927410.5M20250613145136NAL0051536722001
2022$1,18921213.8M20240403104732NAL0017132480001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
0.0%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Yes
Public plan identifier
231649434-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Sep 1, 1982
Industry
Other services
Amended filing
Yes
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2G2F3D2J2K2S2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
AMERICAN FUNDS2024Not reportedunknown
BLACKROCK ADVISORS2024Not reportedunknown
CALVERT RESEARCH AND MANAGEMENT2024Not reportedunknown
DELAWARE FUNDS BY MACQUARIE2024Not reportedunknown
DODGE AND COX2024Not reportedunknown
MFS2024Not reportedunknown
MID ATLANTIC TRUST COMPANY2024Not reportedunknown
MUTUAL OF AMERICA2024Not reportedunknown
PIMCO2024Not reportedunknown
T. ROWE PRICE2024Not reportedunknown
VANGUARD2024Not reportedunknown
VICTORY CAPITAL MANAGEMENT INC.2024Not reportedunknown

Current plan terms

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Filing ACK_ID20260615143714NAL0000199858001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗