Department of Labor filing

ALBEMARLE OIL CO.

ALBEMARLE OIL CO. 401(K) PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Apr 30, 2026Verified current terms Not available

Plan summary

The numbers that matter first

52Fair plan health
high confidence
See what drives the plan health score
Employer contributions versus peers30/10030% of the full model
Lower reported administrative cost14/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden100/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

the Plan, Albemarle matches 100 % of the participant’s contribution up to a maximum of 5 % of base pay.

02 · Maximum employer contributionSee formula

Extracted from an official plan filing; editorial verification is pending.

03 · VestingNot stated in official filing

The official filing does not state the current vesting schedule.

04 · Fees and expensesOfficial filing detail

ion in fair value of investments 102,451,247 Interest income on notes receivable from participants 474,051 Total additions 180,564,254 Deductions: Benefit payments ( 139,550,926 ) Administrative expenses and other ( 403,020 ) Total deductions ( 139,953,946 ) Transfers ( 190,346,083 ) Net decrease in net assets available for benefits ( 149,735,775 ) Net assets available for benefits, beginning of year 966,164,830 Net assets available for benefits, end of year $ 816,429,055 The accompanying notes are an integral part of these financial statements.

05 · Investment choicesNot stated in official filing

The public filing does not provide a current, complete fund menu.

06 · Eligibility and waiting periodeligible to become a member of the Plan on their date of employment as a regular employee of Albemarle Corporation (the “Company” or “Albemarle”)

eligible to become a member of the Plan on their date of employment as a regular employee of Albemarle Corporation (the “Company” or “Albemarle”)

07 · Automatic enrollmentNot stated in official filing

The selected official filing does not establish a current default rate.

08 · Roth 401(k)Available

There were no changes to the remaining Plan investments as a result of this transfer. c. Contributions: Non-highly compensated participants can make pre-tax 401(k) contributions, Roth 401(k) contributions or a combination thereof, ranging from a minimum of 1 % to a maximum of 50 % of base pay and bonus as defined in the Plan agreement, subject to annual limitations prescribed by the Internal Revenue Service (“IRS”). Albemarle matches 100 % of the first 3 % of base pay and bonus that eligible participants contribute to the Plan. For contributions exceeding 3 % but not greater than 9 % of base pay and bonus, Albemarle matches 50 % of such contributions. The combined Company match to these participants cannot exceed 6 % of base pay and bonus. For employees that are members of certain collect

09 · Employer contribution vs. peers30th percentile

Up 0.0% over the filing history shown.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202525out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions30th percentileTypical peer $1,264 · based on 14,027 comparable plans
Lower reported administrative expense14th percentileTypical peer $81 · based on 13,315 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, ALBEMARLE OIL CO. reported $9,929 in employer contributions across this plan, or $621 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating16

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison25/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$9,929
$621 per active participant
Participant contributions
$18,395
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
35.1%
Active participants
16
Small plan
Total participants
23
24 at the beginning of the year
Ending assets
$1,336,157
$58,094 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$1,150,804
Ending net assets
$1,336,157
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$233,444
Total expenses
$48,091
Administrative expenses
$12,646
$550 per active participant
Participant loans
$8,492
0.6% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$621
Administrative cost per participant
2025
$550
Active participants
2025
16
Total plan assets
2025
$1,336,157
Participant loans as a share of assets
2025
0.6%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$621161.3M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
0.6%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
560118250-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2010
Industry
Retail trade
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2F2G2J2K2T3D3H

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025ALBEMARLE CORP — 11-K filed 2026-06-25
Official filing · details not yet checked
What it says about employer contributions

the Plan, Albemarle matches 100 % of the participant’s contribution up to a maximum of 5 % of base pay. There were no deferred contributions to the Plan as of December 31, 2025 . Company matching contributions are made in cash and invested in accordance with the investment elections that participants choose to have their base pay and bonus deferrals invested in. Participants may also contribute amounts representing distributions from other qualified defined benefit or defined contribution plans (“rollover contributions”). Participants who have reached age 50 before the end of the plan year are eligible to make catch-up contributions. The 2025 catch-up provision allows eligible participants to make an additional pre-tax or Roth contribution of 1 % to 50 % of their eligible pay up to an ann

What it says about fees

ion in fair value of investments 102,451,247 Interest income on notes receivable from participants 474,051 Total additions 180,564,254 Deductions: Benefit payments ( 139,550,926 ) Administrative expenses and other ( 403,020 ) Total deductions ( 139,953,946 ) Transfers ( 190,346,083 ) Net decrease in net assets available for benefits ( 149,735,775 ) Net assets available for benefits, beginning of year 966,164,830 Net assets available for benefits, end of year $ 816,429,055 The accompanying notes are an integral part of these financial statements. 4 ALBEMARLE CORPORATION RETIREMENT SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS 1. Description of Plan: a. General and Eligibility: The Albemarle Corporation Retirement Savings Plan, as amended and restated (the “Plan”), is a defined-contribution pla

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260430094013NAL0006648515001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗