Department of Labor filing

ALLOYA CORPORATE FEDERAL CREDIT UNION

ALLOYA CORPORATE FEDERAL CREDIT UNION SAVINGS RETIREMENT PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received May 27, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

72filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$8,997

Reported employer contributions per active participant.

Higher than about 97% of comparable plans

#People in the filing

202

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$359 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 15% of comparable plans

↗Investment performance

Not available

Plan assets changed 13.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202472out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions97th percentileTypical peer $3,279 · based on 1,427 comparable plans

Lower reported administrative expense15th percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, ALLOYA CORPORATE FEDERAL CREDIT UNION reported $1,817,346 in employer contributions across the plan and 202 active participants. That works out to $8,997 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy68%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 9.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 2.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context72/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,817,346
Participant contributions: $2,884,581
Other contributions: $490,490
Employer share of reported contributions: 38.7%
Beginning assets: $65,962,224
Ending assets: $74,573,408
Ending net assets: $74,573,408
Ending liabilities: $0
Total income: $14,313,825
Total expenses: $5,702,641
Administrative expenses: $104,779
Participant loans: $505,856

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$8,229

2023

$8,445

2024

$8,997

Plan-paid administrative expenses per participant

2022

$369

2023

$369

2024

$359

Active participants

2022

165

2023

190

2024

202

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$8,997	202	74.6M	20250527160742NAL0005819281001
2023	$8,445	190	66M	20240717135220NAL0004462785001
2022	$8,229	165	56M	20230622103253NAL0002217952001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.7%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 452090875-003

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Nov 25, 2000
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250527160742NAL0005819281001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗