Department of Labor filing

AMERCAREROYAL, LLC.

AMERCAREROYAL 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received May 5, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

60filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$2,039

Reported employer contributions per active participant.

Higher than about 65% of comparable plans

#People in the filing

687

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$118 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 47% of comparable plans

↗Investment performance

Not available

Plan assets changed 70.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202460out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions65th percentileTypical peer $1,543 · based on 218 comparable plans

Lower reported administrative expense47th percentileTypical peer $113 · based on 222 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, AMERCAREROYAL, LLC. reported $1,400,612 in employer contributions across the plan and 687 active participants. That works out to $2,039 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy88%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 48.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 4.2%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context60/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,400,612
Participant contributions: $2,499,238
Other contributions: $1,131,569
Employer share of reported contributions: 35.9%
Beginning assets: $16,936,183
Ending assets: $28,903,721
Ending net assets: $28,739,398
Ending liabilities: $164,323
Total income: $8,456,279
Total expenses: $2,848,814
Administrative expenses: $59,956
Participant loans: $350,749

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,947

2023

$3,909

2024

$2,039

Plan-paid administrative expenses per participant

2022

$124

2023

$158

2024

$118

Active participants

2022

312

2023

415

2024

687

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,039	687	28.9M	20260505054838NAL0001094082001
2023	$3,909	415	16.9M	20241015175628NAL0029318113001
2022	$3,947	312	12.8M	20231016150332NAL0076604866001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 231540260-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Oct 1, 1973
Industry: Wholesale trade
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E3D2G2J2F2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
THE VANGUARD GROUP, INC.	2023	Not reported	unknown

Current plan terms

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Filing ACK_ID20260505054838NAL0001094082001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗