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Department of Labor filing

AMERICAN RIVER HOME CARE

AMERICAN RIVER HOME CARE 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 6, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

61filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support
$2,400

Reported employer contributions per active participant.

Higher than about 50% of comparable plans
#People in the filing
248

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$22 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 86% of comparable plans
↗Investment performance
Not available

Plan assets changed 46.0%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202461out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions50th percentileTypical peer $2,397 · based on 2,295 comparable plans
Lower reported administrative expense86th percentileTypical peer $143 · based on 2,373 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, AMERICAN RIVER HOME CARE reported $595,218 in employer contributions across the plan and 248 active participants. That works out to $2,400 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy95%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 5.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 62.2%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context61/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$595,218
Participant contributions
$1,238,584
Other contributions
$313,120
Employer share of reported contributions
32.5%
Beginning assets
$5,478,829
Ending assets
$8,000,210
Ending net assets
$8,000,210
Ending liabilities
$0
Total income
$2,964,990
Total expenses
$443,609
Administrative expenses
$5,538
Participant loans
$180,468

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$2,286
2023
$2,108
2024
$2,400
Plan-paid administrative expenses per participant
2022
$59
2023
$22
2024
$22
Active participants
2022
175
2023
218
2024
248
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$2,4002488M20251006051636NAL0001861907001
2023$2,1082185.5M20241010092712NAL0011333667001
2022$2,2861753.5M20231016170343NAL0026269171001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
2.3%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
465236954-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jan 1, 2016
Industry
Health care and social assistance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
ALLIANZ GLOBAL INVESTORS DISTRIBUTO2024Not reportedunknown
ALLSPRING GLOBAL INVESTMENTS2024Not reportedunknown
AMERICAN CENTURY INVESTMENT SERVICE2024Not reportedunknown
AMERICAN FUNDS DISTRIBUTORS, INC.2024Not reportedunknown
AQR FUNDS2024Not reportedunknown
BLACKROCK INVESTMENTS, INC.2024Not reportedunknown
COHEN & STEERS CAPITAL MANAGEMENT2024Not reportedunknown
DWS DISTRIBUTORS, INC.2024Not reportedunknown
FIDELITY DISTRIBUTORS CORP.2024Not reportedunknown
FRANKLIN TEMPLETON DISTRIBUTORS, IN2024Not reportedunknown
INVESCO2024Not reportedunknown
J.P. MORGAN INVESTMENT MANAGEMENT2024Not reportedunknown
LORD ABBETT DISTRIBUTOR, LLC2024Not reportedunknown
MFS FUND DISTRIBUTORS, INC.2024Not reportedunknown
NEUBERGER BERMAN2024Not reportedunknown
PRUDENTIAL INVESTMENTS LLC2024Not reportedunknown
VANGUARD2024Not reportedunknown

Current plan terms

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Filing ACK_ID20251006051636NAL0001861907001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗