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Department of Labor filing

AMERIPRISE FINANCIAL, INC.

AMERIPRISE FINANCIAL 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Jul 10, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

45filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support
$7,602

Reported employer contributions per active participant.

Higher than about 56% of comparable plans
#People in the filing
8,958

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$124 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 19% of comparable plans
↗Investment performance
Not available

Plan assets changed 14.3%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202445out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions56th percentileTypical peer $7,379 · based on 52 comparable plans
Lower reported administrative expense19th percentileTypical peer $73 · based on 48 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, AMERIPRISE FINANCIAL, INC. reported $68,094,662 in employer contributions across the plan and 8,958 active participants. That works out to $7,602 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy73%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 11.8%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 3.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context45/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$68,094,662
Participant contributions
$133,685,236
Other contributions
$12,968,580
Employer share of reported contributions
33.7%
Beginning assets
$3,168,684,704
Ending assets
$3,620,527,053
Ending net assets
$3,618,014,627
Ending liabilities
$2,512,426
Total income
$806,771,871
Total expenses
$352,228,472
Administrative expenses
$1,569,303
Participant loans
$29,693,371

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$6,798
2023
$7,049
2024
$7,602
Plan-paid administrative expenses per participant
2022
$120
2023
$118
2024
$124
Active participants
2022
9,313
2023
9,298
2024
8,958
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$7,6028,9583.6B20250710101125NAL0005405713001
2023$7,0499,2983.2B20240722142235NAL0005918819001
2022$6,7989,3132.7B20230719212256NAL0005681794001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
0.8%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
133180631-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Oct 1, 2005
Industry
Finance and insurance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2F2G2J2K2O2R2T3F3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
AMERICAN GENERAL (AIG)2024Not reportedunknown
AMERICAN UNITED LIFE2024Not reportedunknown
AMERIPRISE TRUST CO.2024Not reportedunknown
BANK OF NEW YORK MELLON2024Not reportedunknown
BLACKROCK INST TRUST COMPANY, N.A.2024Not reportedunknown
BLAIR, WILLIAMS & CO2024Not reportedunknown
BOSTON PARTNERS GLOBAL INVESTMENTS2024Not reportedunknown
BOSTON PARTNERS TRUST CO2024Not reportedunknown
GLOBAL TRUST CO2024Not reportedunknown
GOLDMAN SACHS GROUP2024Not reportedunknown
GQG PARTNERS2024Not reportedunknown
JOHN HANCOCK2024Not reportedunknown
JOHN HANCOCK TRUST COMPANY2024Not reportedunknown
JP MORGAN CHASE2024Not reportedunknown
LINCOLN NATIONAL LIFE2024Not reportedunknown
METROPOLITAN LIFE INSURANCE COMPANY2024Not reportedunknown
PACIFIC LIFE INSURANCE COMPANY2024Not reportedunknown
PEREGRINE CAPITAL MANAGEMENT2024Not reportedunknown
PRUDENTIAL LIFE2024Not reportedunknown
RELIANCE TRUST COMPANY2024Not reportedunknown
ROYAL BANK OF CANADA2024Not reportedunknown
SEI TRUST CO.2024Not reportedunknown
TRANSAMERICA2024Not reportedunknown
VOYA INVESTMENT TRUST CO.2024Not reportedunknown
WELLINGTON TRUST CO. NA2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20250710101125NAL0005405713001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗