Department of Labor filing

AMES GOLDING - THE CRUMPET SHOP LLC

AMES GOLDING - THE CRUMPET SHOP 401(K) PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received May 4, 2026Verified current terms Not available

Plan summary

What matters most

This plan has a documented employer contribution and immediate vesting. Reported employer contributions rank below most comparable plans.

56Fair plan health
high confidence
See what drives the plan health score
Employer contributions versus peers20/10030% of the full model
Lower reported administrative cost73/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

e date of January 1, 1971.

02 · What it could be worthSee formula

The official filing does not support a reliable dollar example.

03 · VestingImmediate

or account balances, as defined.

04 · Fees and expensesOfficial filing detail

ES TO FINANCIAL STATEMENTS December 31, 2025 and 2024 NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Payment of benefits Benefits are recorded when paid.

06 · Eligibility and waiting periodeligible to begin making salary deferral contributions to the Plan upon commencement of employment and will also be eligible for employer matching contributions for employees ages 21 or older

eligible to begin making salary deferral contributions to the Plan upon commencement of employment and will also be eligible for employer matching contributions for employees ages 21 or older

07 · Automatic enrollmentAvailable

existing employees turning age 21 to begin making salary deferral contributions to the Plan and the corresponding employer matching contribution without a waiting period, (b) has automatic enrollment for new employees and existing employees turning age 21, and (c) limits participant notes receivable to two notes per employee.

09 · Employer contribution vs. peers20th percentile

$0 per active participant in 2025.

What still needs verification

investment choices, Roth availability. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202536out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions20th percentileTypical peer $401 · based on 8,702 comparable plans
Lower reported administrative expense73rd percentileTypical peer $19 · based on 9,138 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, AMES GOLDING - THE CRUMPET SHOP LLC reported $0 in employer contributions across this plan, or $0 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating18

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeNot enough history

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison36/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$0
$0 per active participant
Participant contributions
$16,853
Other contributions
$0
Amounts not classified as employer or participant contributions
Employer share of contributions
0.0%
Active participants
18
Small plan
Total participants
23
16 at the beginning of the year
Ending assets
$17,082
$743 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$0
Ending net assets
$17,082
Beginning liabilities
$0
Ending liabilities
$0
Total income
$18,977
Total expenses
$1,895
Administrative expenses
$162
$7 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$0
Administrative cost per participant
2025
$7
Active participants
2025
18
Total plan assets
2025
$17,082
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$01817.1K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
933469835-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2025
Industry
Accommodation and food services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2S2T3D3H

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025AMES NATIONAL CORP — 11-K filed 2026-06-24
Official filing · details not yet checked
What it says about employer contributions

e date of January 1, 1971. The Plan: (a) allows new employees and existing employees turning age 21 to begin making salary deferral contributions to the Plan and the corresponding employer matching contribution without a waiting period, (b) has automatic enrollment for new employees and existing employees turning age 21, and (c) limits participant notes receivable to two notes per employee. Employees are eligible to begin making salary deferral contributions to the Plan upon commencement of employment and will also be eligible for employer matching contributions for employees ages 21 or older. Participants are automatically enrolled in the Plan at a rate of 3 % of their compensation unless the participant opts out of automatic enrollment or until the participant changes their elections. Th

What it says about vesting

or account balances, as defined. The benefit to which a participant is entitled is the benefit that can be provided from the participant’s vested account. Vesting Participants are immediately vested in their voluntary contributions and the Companies’ matching contributions and earnings thereon. Payment of benefits On termination of service due to death, disability, retirement or any other reason, a participant or their beneficiaries may elect to receive an amount equal to the value of the participant’s vested interest in his or her account in a lump sum amount. The Plan allows for in-service distributions when a participant reaches age 59 1/2. Notes receivable from participants Participants may borrow from their fund accounts up to a maximum equal to the lesser of $ 50,000 or 50 % of their

What it says about automatic enrollment

existing employees turning age 21 to begin making salary deferral contributions to the Plan and the corresponding employer matching contribution without a waiting period, (b) has automatic enrollment for new employees and existing employees turning age 21, and (c) limits participant notes receivable to two notes per employee. Employees are eligible to begin making salary deferral contributions to the Plan upon commencement of employment and will also be eligible for employer matching contributions for employees ages 21 or older. Participants are automatically enrolled in the Plan at a rate of 3 % of their compensation unless the participant opts out of automatic enrollment or until the participant changes their elections. The Vanguard Target Retirement Date Trusts are the qualified defaul

What it says about fees

ES TO FINANCIAL STATEMENTS December 31, 2025 and 2024 NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Payment of benefits Benefits are recorded when paid. NOTE 3 - ADMINISTRATIVE EXPENSES Certain administrative functions are performed by officers or employees of the Companies. No such officer or employee receives compensation from the Plan. Certain other administrative expenses are paid directly by the Companies. Fees related to the administration of notes receivable from participants are charged directly to the participant’s account and are included in administrative expenses. Investment related expenses are included in net appreciation of fair value of investments. NOTE 4 - RELATED PARTY TRANSACTIONS Transactions resulting in Plan assets being transferred to or used by a

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260504220413NAL0000357488004
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗