Department of Labor filing

APPLIED RESEARCH ASSOCIATES, INC.

APPLIED RESEARCH ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN & TRUST · For the plan year ended Sep 30, 2025

Public filing 2024 · received Jul 15, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

64filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$6,195

Reported employer contributions per active participant.

Higher than about 83% of comparable plans

#People in the filing

2,296

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$105 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 21% of comparable plans

↗Investment performance

Not available

Plan assets changed 13.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202464out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions83rd percentileTypical peer $2,810 · based on 439 comparable plans

Lower reported administrative expense21st percentileTypical peer $65 · based on 448 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Sep 30, 2025, APPLIED RESEARCH ASSOCIATES, INC. reported $14,224,548 in employer contributions across the plan and 2,296 active participants. That works out to $6,195 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy72%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 19.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 28.1%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context64/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $14,224,548
Participant contributions: $22,178,491
Other contributions: $6,840,749
Employer share of reported contributions: 39.1%
Beginning assets: $573,005,592
Ending assets: $647,938,985
Ending net assets: $647,938,985
Ending liabilities: $0
Total income: $118,748,786
Total expenses: $54,961,742
Administrative expenses: $327,326
Participant loans: $2,315,483

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$5,202

2023

$5,775

2024

$6,195

Plan-paid administrative expenses per participant

2022

$147

2023

$128

2024

$105

Active participants

2022

1,962

2023

2,218

2024

2,296

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$6,195	2,296	647.9M	20260715105513NAL0001986451001
2023	$5,775	2,218	573M	20250715124918NAL0003297024001
2022	$5,202	1,962	445.1M	20240715164113NAL0001061347001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.4%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 850276434-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Oct 1, 1991
Industry: Professional, scientific, and technical services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2Q2T3D3H

Current plan terms

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Filing ACK_ID20260715105513NAL0001986451001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗