Department of Labor filing

ARROW FORD, INC.

ARROW FORD, INC. 401(K) RETIREMENT PLAN · For the plan year ended Sep 30, 2022

Public filing 2024 · received Feb 12, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

35filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$109

Reported employer contributions per active participant.

Higher than about 8% of comparable plans

#People in the filing

182

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$12 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 96% of comparable plans

↗Investment performance

Not available

Plan assets changed -8.6%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202435out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions8th percentileTypical peer $921 · based on 863 comparable plans

Lower reported administrative expense96th percentileTypical peer $169 · based on 934 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Sep 30, 2022, ARROW FORD, INC. reported $19,909 in employer contributions across the plan and 182 active participants. That works out to $109 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy93%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 43.7%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 20.9%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context35/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $19,909
Participant contributions: $212,291
Other contributions: $1,234
Employer share of reported contributions: 8.6%
Beginning assets: $2,561,569
Ending assets: $2,342,032
Ending net assets: $2,342,032
Ending liabilities: $0
Total income: -$150,585
Total expenses: $68,952
Administrative expenses: $2,342
Participant loans: $54,364

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2023

$194

2024

$109

Plan-paid administrative expenses per participant

2023

$15

2024

$12

Active participants

2023

176

2024

182

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$109	182	2.3M	20260212101140NAL0000064515001
2023	$194	176	3.3M	20250715171343NAL0001806275001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.3%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 751168868-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Oct 1, 1992
Industry: Retail trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
STANCORP FINANCIAL GROUP	2024	Not reported	unknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20260212101140NAL0000064515001

Data sourceDOL Form 5500 bulk data ↗

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