ASHLAND CHIROPRACTIC CENTER

bor design under Section 401(k)(12) of the IRC. The Plan also allows participants to make after-tax Roth 401(k) contributions. Ashland and its participating subsidiaries also make matching contributions related to participant contributions, subject to applicable limitations in the Plan and IRC. All employees are eligible for Ashland’s matching contribution immediately upon participation. Participants may contribute from 1 % to 65 % of eligible compensation in whole number percentage increments. Excluding catch-up contributions, participants were limited to contributions of $ 23,500 in 2025. Newly hired eligible employees are automatically enrolled in the Plan for a contribution of 4 % . Employees have the opportunity to elect a different amount before the automatic contributions are withhe

nsation in whole number percentage increments. Excluding catch-up contributions, participants were limited to contributions of $ 23,500 in 2025. Newly hired eligible employees are automatically enrolled in the Plan for a contribution of 4 % . Employees have the opportunity to elect a different amount before the automatic contributions are withheld. The contributions are invested in the Plan’s - 7 - ASHLAND EMPLOYEE SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS (continued) default investment option if the employee does not make a different investment election. The default investment option is the Vanguard Target Retirement Trust Fund that most closely matches the employee’s assumed retirement date, based on the employee’s age at the time of enrollment. These investments gradually become more c

rest in Ashland Inc Savings Plan Master Trust investment income 184,523 Total additions 212,993 Deductions from net assets attributed to: Benefits paid to participants ( 182,272 ) Administrative expenses ( 445 ) Total deductions ( 182,717 ) Net change in plan assets 30,276 Net assets available for benefits, beginning of year 1,306,613 Net assets available for benefits, end of year $ 1,336,889 See accompanying notes to financial statements. - 6 - ASHLAND EMPLOYEE SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS December 31, 2025 and 2024 (In thousands, except participant and per share data) NOTE A – DESCRIPTION OF THE PLAN The following description of the Ashland Employee Savings Plan (Plan) provides only general information. The information in this Note is not a Summary Plan Description or Plan

nuary 1, 2026, Participants with prior year wages exceeding the applicable IRS threshold may elect such “catch-up” contributions only on a Roth basis. The Company does not provide Company matching contributions on “catch-up” contributions. Participants may also contribute amounts representing rollover eligible distributions from other qualified defined benefit or defined contribution plans, IRC Section 403(b) annuity plans, IRC Section 457 governmental plans or individual retirement accounts. Participants direct their contributions into the various eligible investment options offered by the Plan. Contributions are subject to certain limitations as set forth under the IRC or the limits set forth in the Plan document. All new employees are automatically enrolled in the Plan to make pre-tax c

ed immediately in their elective contributions plus earnings thereon. Participants hired before January 1, 2024, other than certain bargaining unit employees, are also immediately fully vested in all Company contributions and actual earnings thereon. With respect to certain bargaining unit Participants, Company contributions vest in accordance with the Plan document and the applicable collective bargaining agreement, generally, ratably in 20 % increments over five years . With respect to non-union and certain union Participants hired on or after January 1, 2024, Company contributions fully vest after two years of service. Notwithstanding the foregoing vesting schedules, in all cases, Participants become fully vested upon reaching normal retirement age (age 65), becoming disabled (as define

stment options offered by the Plan. Contributions are subject to certain limitations as set forth under the IRC or the limits set forth in the Plan document. All new employees are automatically enrolled in the Plan to make pre-tax contributions unless they elect otherwise. An employee who has been automatically enrolled is deemed to have elected to defer pre-tax contributions at a rate of 6 % ( 3 % for certain bargaining unit Participants) of eligible compensation (Automatic Contributions). A notice is provided to all employees who are scheduled to be automatically enrolled in the Plan (Automatic Enrollment Notice). In general, an employee has 30 days after receiving the Automatic Enrollment Notice to elect not to make any pre-tax contributions or choose a different contribution percentage

erest on notes receivable from participants 3,142 Contributions Participant 97,124 Employer 72,293 Rollover 4,388 Total contributions 173,805 Expenses Benefit payments ( 363,818 ) Administrative expenses ( 3,944 ) Total expenses ( 367,762 ) Change in Net Assets Available for Benefits 289,490 Net Assets Available for Benefits, Beginning of Period 2,881,742 Net Assets Available for Benefits, End of Period $ 3,171,232 See accompanying Notes to Financial Statements. 3 CENTERPOINT ENERGY SAVINGS PLAN Notes to Financial Statements December 31, 2025 and 2024 (1) Description of the Plan The following description of the CenterPoint Energy Savings Plan (the Plan) provides only general information. Participants (as defined below) should refer to the Plan document for a more complete description of th