bor design under Section 401(k)(12) of the IRC.
Department of Labor filing
Spot something wrong?ASHLAND HARDWARE, INC.
HARDWARE TOOLBOX 401(K) PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received Jun 26, 2026Verified current terms Not available
Plan summary
The numbers that matter first
52plan health
high confidence
high confidence
Extracted from an official plan filing; editorial verification is pending.
The official filing does not state the current vesting schedule.
rest in Ashland Inc Savings Plan Master Trust investment income 184,523 Total additions 212,993 Deductions from net assets attributed to: Benefits paid to participants ( 182,272 ) Administrative expenses ( 445 ) Total deductions ( 182,717 ) Net change in plan assets 30,276 Net assets available for benefits, beginning of year 1,306,613 Net assets available for benefits, end of year $ 1,336,889 See accompanying notes to financial statements.
amount before the automatic contributions are withheld.
n and in the Plan document.
nsation in whole number percentage increments.
he terms of the Plan and Section 401(k) of the IRC. The Plan utilizes a safe harbor design under Section 401(k)(12) of the IRC. The Plan also allows participants to make after-tax Roth 401(k) contributions. Ashland and its participating subsidiaries also make matching contributions related to participant contributions, subject to applicable limitations in the Plan and IRC. All employees are eligible for Ashland’s matching contribution immediately upon participation. Participants may contribute from 1 % to 65 % of eligible compensation in whole number percentage increments. Excluding catch-up contributions, participants were limited to contributions of $ 23,500 in 2025. Newly hired eligible employees are automatically enrolled in the Plan for a contribution of 4 % . Employees have the oppor
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
How the score works →What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202533out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions27th percentileTypical peer $1,264 · based on 14,027 comparable plans
Lower reported administrative expense45th percentileTypical peer $81 · based on 13,315 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, ASHLAND HARDWARE, INC. reported $19,692 in employer contributions across this plan, or $547 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $19,692 $547 per active participant
- Participant contributions
- $54,834
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- 26.4%
- Active participants
- 36 Small plan
- Total participants
- 39 36 at the beginning of the year
- Ending assets
- $941,594 $24,143 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $791,879
- Ending net assets
- $941,594
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $153,990
- Total expenses
- $4,275
- Administrative expenses
- $4,235 $109 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$547
2025
$109
2025
36
2025
$941,594
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $547 | 36 | 941.6K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 540845087-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2018
- Industry
- Retail trade
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D3H
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2025ASHLAND INC. — 11-K filed 2026-06-17 ↗
Official filing · details not yet checkedWhat it says about employer contributions
bor design under Section 401(k)(12) of the IRC. The Plan also allows participants to make after-tax Roth 401(k) contributions. Ashland and its participating subsidiaries also make matching contributions related to participant contributions, subject to applicable limitations in the Plan and IRC. All employees are eligible for Ashland’s matching contribution immediately upon participation. Participants may contribute from 1 % to 65 % of eligible compensation in whole number percentage increments. Excluding catch-up contributions, participants were limited to contributions of $ 23,500 in 2025. Newly hired eligible employees are automatically enrolled in the Plan for a contribution of 4 % . Employees have the opportunity to elect a different amount before the automatic contributions are withhe
What it says about automatic enrollment
nsation in whole number percentage increments. Excluding catch-up contributions, participants were limited to contributions of $ 23,500 in 2025. Newly hired eligible employees are automatically enrolled in the Plan for a contribution of 4 % . Employees have the opportunity to elect a different amount before the automatic contributions are withheld. The contributions are invested in the Plan’s - 7 - ASHLAND EMPLOYEE SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS (continued) default investment option if the employee does not make a different investment election. The default investment option is the Vanguard Target Retirement Trust Fund that most closely matches the employee’s assumed retirement date, based on the employee’s age at the time of enrollment. These investments gradually become more c
What it says about fees
rest in Ashland Inc Savings Plan Master Trust investment income 184,523 Total additions 212,993 Deductions from net assets attributed to: Benefits paid to participants ( 182,272 ) Administrative expenses ( 445 ) Total deductions ( 182,717 ) Net change in plan assets 30,276 Net assets available for benefits, beginning of year 1,306,613 Net assets available for benefits, end of year $ 1,336,889 See accompanying notes to financial statements. - 6 - ASHLAND EMPLOYEE SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS December 31, 2025 and 2024 (In thousands, except participant and per share data) NOTE A – DESCRIPTION OF THE PLAN The following description of the Ashland Employee Savings Plan (Plan) provides only general information. The information in this Note is not a Summary Plan Description or Plan
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260626082120NAL0007871843001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗