Department of Labor filing

ATLANTIC TOMORROWSOFFICE

ATLANTIC TOMORROWSOFFICE 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Sep 30, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

3filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

Reported employer contributions per active participant.

Higher than about 3% of comparable plans

#People in the filing

370

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$424 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 5% of comparable plans

↗Investment performance

Not available

Plan assets changed 8.2%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 20243out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions3rd percentileTypical peer $1,943 · based on 715 comparable plans

Lower reported administrative expense5th percentileTypical peer $160 · based on 736 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, ATLANTIC TOMORROWSOFFICE reported $0 in employer contributions across the plan and 370 active participants. That works out to $0 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy83%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendNot enough history

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 64.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context3/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $0
Participant contributions: $1,976,622
Other contributions: $406,244
Employer share of reported contributions: 0.0%
Beginning assets: $26,967,346
Ending assets: $29,184,402
Ending net assets: $29,184,402
Ending liabilities: $0
Total income: $5,220,700
Total expenses: $3,003,644
Administrative expenses: $179,575
Participant loans: $692,182

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

Not reported

2023

Not reported

2024

Plan-paid administrative expenses per participant

2022

$257

2023

$304

2024

$424

Active participants

2022

378

2023

387

2024

370

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$0	370	29.2M	20250930080304NAL0019036082001
2023	Not reported	387	27M	20250110151041NAL0022898608001
2022	Not reported	378	26.3M	20231012131542NAL0031949553001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.4%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 131947545-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1991
Industry: Industry group 339
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2S2T3D

Current plan terms

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Filing ACK_ID20250930080304NAL0019036082001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗