of eligible compensation.
Department of Labor filing
Spot something wrong?AVISTA REALTIME SYSTEMS, LLC
AVISTA REALTIME SYSTEMS, LLC 401(K) PROFIT SHARING PLAN & TRU · For the plan year ended Dec 31, 2025
Public filing 2025 · received Jul 22, 2026Verified current terms Not available
Plan summary
The numbers that matter first
On the filing measures we can compare, this plan trails many peers on employer contributions and/or administrative costs.
53plan health
high confidence
high confidence
Extracted from an official plan filing; editorial verification is pending.
The official filing does not state the current vesting schedule.
86 25,412,578 Employer 18,503,798 15,914,137 Rollover 3,836,110 2,041,150 Total Contributions 50,076,994 43,367,865 Deductions: Benefits Paid to Participants 60,598,545 54,894,454 Administrative Expenses 840,597 784,281 Total Deductions 61,439,142 55,678,735 Net Increase 120,965,022 92,136,350 Net Assets Available for Benefits Beginning of Year 843,466,787 751,330,437 End of Year $ 964,431,809 $ 843,466,787 See accompanying Notes to Financial Statements.
o 5 % of eligible compensation as of December 16, 2024.
ntary, is to encourage employees to systematically save a portion of their compensation and to supplement their savings with contributions from Avista.
tion and transferred to the Plan Trustee as soon as practicable following the payroll period in which such amounts are withheld.
epresenting distributions from other qualified defined benefit or defined contribution plans, subject to IRC limits. Employee contributions represent tax-deferred compensation and Roth 401(k) after tax compensation and may be invested in the employee’s choice of various fund options (each with a different investment objective and risk) in the combination specified by the employee. Employee contributions are made by payroll deduction and transferred to the Plan Trustee as soon as practicable following the payroll period in which such amounts are withheld. Plan participants hired prior to April 1, 2022 are automatically enrolled in the Plan upon eligibility at a 3 % deferral rate, with an automatic increase of 1 % each year up to 15 %. Plan participants hired on or after April 1, 2022 are au
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 3.0% of assets
How the score works →What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202529out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions23rd percentileTypical peer $2,475 · based on 85,770 comparable plans
Lower reported administrative expense43rd percentileTypical peer $102 · based on 77,997 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, AVISTA REALTIME SYSTEMS, LLC reported $9,665 in employer contributions across this plan, or $879 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $9,665 $879 per active participant
- Participant contributions
- $14,340
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- 40.3%
- Active participants
- 11 Small plan
- Total participants
- 11 9 at the beginning of the year
- Ending assets
- $242,154 $22,014 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $278,651
- Ending net assets
- $242,154
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $67,280
- Total expenses
- $103,777
- Administrative expenses
- $1,681 $153 per active participant
- Participant loans
- $7,341 3.0% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$879
2025
$153
2025
11
2025
$242,154
2025
3.0%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $879 | 11 | 242.2K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 3.0%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 261082531-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2008
- Industry
- Professional, scientific, and technical services
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2025AVISTA CORP — 11-K filed 2026-06-26 ↗
Official filing · details not yet checkedWhat it says about employer contributions
of eligible compensation. Remaining Local 77 employees are eligible for the additional non-elective contribution equal to 5 % of eligible compensation as of December 16, 2024. The Company matching contributions are made in the form of cash that is invested as directed by participants from among the investment options offered under the Plan. Any employees who transfer or have transferred from a Local 77 employee directly to non-Local 77 employee on or after January 1, 2014, other than those Local 77 employees hired on or after April 1, 2017 as a Distribution Dispatcher or Gas Controller from outside Avista or who is ineligible to participate in the Retirement Plan for Employees of Avista Corporation, are not eligible for the additional non-elective employer contributions. Participant Accoun
What it says about automatic enrollment
tion and transferred to the Plan Trustee as soon as practicable following the payroll period in which such amounts are withheld. Plan participants hired prior to April 1, 2022 are automatically enrolled in the Plan upon eligibility at a 3 % deferral rate, with an automatic increase of 1 % each year up to 15 %. Plan participants hired on or after April 1, 2022 are automatically enrolled in the Plan upon eligibility at a 6 % deferral rate, with an automatic increase of 1 % each year up to 15 %. Participants can opt out of the Plan at any time. Participants can change their deferral rate at any time. Plan participants may transfer balances from other qualified defined benefit or defined contribution plans, and certain eligible retirement plans and accounts to the Plan. Avista has an obligatio
What it says about fees
86 25,412,578 Employer 18,503,798 15,914,137 Rollover 3,836,110 2,041,150 Total Contributions 50,076,994 43,367,865 Deductions: Benefits Paid to Participants 60,598,545 54,894,454 Administrative Expenses 840,597 784,281 Total Deductions 61,439,142 55,678,735 Net Increase 120,965,022 92,136,350 Net Assets Available for Benefits Beginning of Year 843,466,787 751,330,437 End of Year $ 964,431,809 $ 843,466,787 See accompanying Notes to Financial Statements. 6 Table of Contents NOTE 1. DESCRIPTION OF THE PLAN The following description of The Investment and Employee Stock Ownership Plan of Avista Corporation (the Plan) provides only general information. Participants should refer to the Plan document for a more complete description of the Plan’s provisions. General Effective January 1, 1984, Avi
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260722134921NAL0015007744001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗