BALL-MARTIN INSURANCE AGENCY, INC.
BALL-MARTIN INSURANCE AGENCY, INC. SAVINGS AND INVESTMENT 401K PLAN · For the plan year ended Dec 31, 2025
Plan summary
What matters most
This plan has a documented employer contribution and a documented vesting schedule. Reported employer contributions are around the middle of comparable plans.
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
distributions (“RMDs”), special distribution provisions (related to emergency and domestic abuse victims), Roth accounts, surviving spouse treatment, Roth catch-up contributions, matching contributions for student loan repayments, mandatory distribution limits for terminated employee account balances, employer-offered emergency savings accounts and plan corrections for elective deferrals.
The official filing does not support a reliable dollar example.
t to the restrictions noted in the Company Stock paragraph below.
96 Total additions 354,932,877 364,073,267 Deductions: Distributions to participants and loans deemed distributed 413,884,743 849,904,874 Administrative expenses 1,195,852 1,185,480 Total deductions 415,080,595 851,090,354 Net (decrease) in net assets ( 60,147,718 ) ( 487,017,087 ) Net assets available for benefits: Beginning of the year 2,319,532,435 2,806,549,522 End of the year $ 2,259,384,717 $ 2,319,532,435 See accompanying Notes to Financial Statements 4 Table of Contents BALL CORPORATION 401(k) and Employee Stock Ownership Plan Notes to Financial Statements December 31, 2025 and 2024 Note 1–Description of the Plan The following is a brief description of the
after three completed years of service
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 0.3% of assets
How the score works →What still needs verification
investment choices, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
How this filing compares
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, BALL-MARTIN INSURANCE AGENCY, INC. reported $25,565 in employer contributions across this plan, or $6,391 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $25,565 $6,391 per active participant
- Participant contributions
- $26,810
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- 48.8%
- Active participants
- 4 Small plan
- Total participants
- 4 4 at the beginning of the year
- Ending assets
- $1,034,480 $258,620 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $839,195
- Ending net assets
- $1,034,480
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $207,253
- Total expenses
- $11,968
- Administrative expenses
- $11,968 $2,992 per active participant
- Participant loans
- $2,885 0.3% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $6,391 | 4 | 1M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 0.3%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 540491810-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 1986
- Industry
- Finance and insurance
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
What it says about employer contributions
distributions (“RMDs”), special distribution provisions (related to emergency and domestic abuse victims), Roth accounts, surviving spouse treatment, Roth catch-up contributions, matching contributions for student loan repayments, mandatory distribution limits for terminated employee account balances, employer-offered emergency savings accounts and plan corrections for elective deferrals. All of the required provisions have been implemented as of the date the financial statements were available to be issued. Effective January 1, 2024, the Administrative Services Agreement (“ASA”) between the Company and Voya Institutional Plan Services, LLC. was amended to address the collection and handling of float earnings. The float earnings are calculated based on the Plan’s monthly average check b
What it says about vesting
t to the restrictions noted in the Company Stock paragraph below. The Company contributions of this type were $ 905,971 in 2025 and $ 977,940 in 2024. Vesting Participants are fully vested in their own contributions and related earnings, any Company matching contributions and certain additional Company contributions, including related earnings. Vesting in the NECC is based on completed years of service. A participant becomes 100 percent vested in the NECC after three completed years of service. Forfeitures The forfeitures balance was $ 58,660 and $ 31,521 at December 31, 2025 and 2024, respectively. Forfeitures, if any, are used to pay plan expenses or reduce employer contributions. During 2025, $ 550,024 was used for employer contributions and $ 0 was used for expenses. During 202
What it says about automatic enrollment
t. Eligibility to participate in the Plan begins with the first day of employment. An eligible employee who does not make an election about his or her participation in the Plan is automatically enrolled 30 days after his or her eligibility date. Employee Contributions The Plan allows eligible participants to contribute a portion of their eligible pay to the Plan on a pre-tax basis and post-tax basis (“Roth”), within limits defined by the Plan. Such limits vary among certain employee classifications. Participants who have attained age 50 before the end of the Plan Year are eligible to make catch-up contributions, subject to annual Internal Revenue Code (“IRC”) limitations. In all cases, the maximum contribution for a participant may not exceed the annual maximum limits established under
What it says about fees
96 Total additions 354,932,877 364,073,267 Deductions: Distributions to participants and loans deemed distributed 413,884,743 849,904,874 Administrative expenses 1,195,852 1,185,480 Total deductions 415,080,595 851,090,354 Net (decrease) in net assets ( 60,147,718 ) ( 487,017,087 ) Net assets available for benefits: Beginning of the year 2,319,532,435 2,806,549,522 End of the year $ 2,259,384,717 $ 2,319,532,435 See accompanying Notes to Financial Statements 4 Table of Contents BALL CORPORATION 401(k) and Employee Stock Ownership Plan Notes to Financial Statements December 31, 2025 and 2024 Note 1–Description of the Plan The following is a brief description of the
What it says about employer contributions
ation goes up to 8 %. The Plan permits catch-up contributions for participants turning age 50 or older by the end of the calendar year. Catch-up contributions are not eligible for Company matching contributions. The Corporation contributes a matching contribution equal to 50 % of the participant’s contribution up to the first 8 % (i.e., up to 4 %) of the participant’s base salary. Substantially all employer matching contributions to the Plan consist of the Corporation’s common stock invested in the ESOP Fund. In addition to employer matching contribution, the Corporation contributes an employer profit-sharing contribution of up to 6 % of an eligible employee’s weekly base salary ( 6 % company contribution is for employees in eligible business units only). With respect to Participants who a
What it says about vesting
awals, or loans may be made directly from the assets in the SDBA, unless the participant requests a lump sum distribution after termination of employment. Vesting Participants are immediately vested in all employee contributions, rollover contributions from other qualified plans, the Corporation's matching contributions and earnings (or losses) thereon. Participants who were employed with an original start date before January 1, 2025 are immediately vested in all prior and future employer profit-sharing contributions. For participants hired with an original start date on or after January 1, 2025, vesting in employer profit-sharing contributions occurs at a rate of 20 % for each year of service, with 100 % vesting after five years of service. Participants become fully vested in employer pro
What it says about automatic enrollment
n is extended by Lockheed Martin Corporation (Lockheed Martin or the Corporation), including employees in the U.S. and certain U.S. citizens working abroad. Eligible employees are automatically enrolled in the Plan when they are hired, unless they affirmatively decline to participate. The Plan includes an Employee Stock Ownership Plan (ESOP) feature. Cash dividends paid on Lockheed Martin common stock in both the ESOP Fund and the Lockheed Martin Stock Fund are automatically reinvested in those funds, unless the participant elects to receive the dividend directly as taxable income. The assets of the Plan, excluding receivables, are held and invested on a commingled basis in the Lockheed Martin Corporation Defined Contribution Plans Master Trust (the Master Trust) under an agreement between
What it says about fees
stment contracts at contract value — 4,374,595 4,374,595 Receivables: Notes receivable from participants — 287,426 287,426 Total assets 8,282,816 47,150,336 55,433,152 Liabilities Administrative expenses payable — 5,494 5,494 Total liabilities — 5,494 5,494 Total net assets available for benefits $ 8,282,816 $ 47,144,842 $ 55,427,658 The accompanying notes are an integral part of these financial statements. 2 Table of Contents Lockheed Martin Corporation Salaried Savings Plan Statement of Net Assets Available for Benefits December 31, 2024 (in thousands) ESOP Fund Participant- Directed Investments Total Assets Interest in Lockheed Martin Corporation Defined Contribution Plans Master Trust: Investments at fair value $ 8,743,821 $ 37,955,480 $ 46,699,301 Investments in fully benefit-responsi
Current plan terms
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Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.