Department of Labor filing

BCER ENGINEERING INC

BCER ENGINEERING, INC 401K RETIREMENT PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Sep 29, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

24filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$2,318

Reported employer contributions per active participant.

Higher than about 32% of comparable plans

#People in the filing

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$630 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 5% of comparable plans

↗Investment performance

Not available

Plan assets changed 11.2%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202424out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions32nd percentileTypical peer $3,462 · based on 1,271 comparable plans

Lower reported administrative expense5th percentileTypical peer $184 · based on 1,343 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, BCER ENGINEERING INC reported $164,597 in employer contributions across the plan and 71 active participants. That works out to $2,318 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy70%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 13.9%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 32.6%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context24/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $164,597
Participant contributions: $836,582
Other contributions: $4,540
Employer share of reported contributions: 16.4%
Beginning assets: $16,216,507
Ending assets: $18,037,922
Ending net assets: $18,037,922
Ending liabilities: $0
Total income: $3,251,565
Total expenses: $1,430,150
Administrative expenses: $68,721
Participant loans: $143,078

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,036

2023

$2,115

2024

$2,318

Plan-paid administrative expenses per participant

2022

$475

2023

$484

2024

$630

Active participants

2022

2023

2024

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,318	71	18M	20250929134350NAL0017944770001
2023	$2,115	73	16.2M	20240909160005NAL0002914771001
2022	$2,036	86	14M	20240314121240NAL0025273411001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.8%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 841284721-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: May 1, 1995
Industry: Professional, scientific, and technical services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
PRINCIPAL LIFE INSURANCE COMPANY	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250929134350NAL0017944770001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗