Department of Labor filing

BELL DATA SYSTEMS INC

BELL DATA SYSTEMS INC - 401(K) PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Jun 4, 2026Verified current terms Not available

Plan summary

What matters most

This plan has a documented employer contribution and a documented vesting schedule. Reported employer contributions are around the middle of comparable plans.

49Limited plan health
high confidence
See what drives the plan health score
Employer contributions versus peers39/10030% of the full model
Lower reported administrative cost14/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

ributing employees may from time to time be re-enrolled unless they make an affirmative election at the time of the re-enrollment not to participate.

02 · What it could be worthSee formula

The official filing does not support a reliable dollar example.

03 · VestingOfficial filing detail

ys 100 % vested in their before-tax, designated Roth and rollover contributions plus earnings thereon.

04 · Fees and expensesOfficial filing detail

8,658 Participant rollover 9,556 Employer 21,808 Total contributions 90,022 Total additions 368,247 Deductions from plan assets attributed to Benefits paid to participants 557,151 Administrative expenses 1,846 Total deductions 558,997 Net decrease ( 190,750 ) Net assets available for benefits: Beginning of year 1,779,896 End of year $ 1,589,146 The accompanying notes are an integral part of these financial statements.

06 · Eligibility and waiting periodinistrator.

inistrator.

08 · Roth 401(k)Available

ed throughout this report even when referring to historical periods. Contributions Participants may contribute to the Plan on a before-tax basis (before-tax contributions) or on a designated Roth basis (after-tax contributions). The combined before-tax and designated Roth contributions may not exceed 60 % of the Participant’s compensation, as defined in the Plan, or exceed the maximum annual contribution amount per participant set forth in the Internal Revenue Code (IRC). Eligible employees and participants (including terminated participants with a balance in the Plan) may also contribute amounts representing eligible distributions from other eligible retirement plans or individual retirement accounts including the Telephone and Data Systems, Inc. Pension Plan (rollover contributions). New

09 · Employer contribution vs. peers39th percentile

Up 0.0% over the filing history shown.

What still needs verification

investment choices, automatic enrollment. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202531out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions39th percentileTypical peer $1,997 · based on 7,804 comparable plans
Lower reported administrative expense14th percentileTypical peer $55 · based on 7,555 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, BELL DATA SYSTEMS INC reported $2,308 in employer contributions across this plan, or $1,154 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating2

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison31/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$2,308
$1,154 per active participant
Participant contributions
$16,736
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
12.1%
Active participants
2
Small plan
Total participants
2
2 at the beginning of the year
Ending assets
$387,982
$193,991 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$307,886
Ending net assets
$387,982
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$83,062
Total expenses
$2,966
Administrative expenses
$966
$483 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$1,154
Administrative cost per participant
2025
$483
Active participants
2025
2
Total plan assets
2025
$387,982
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$1,1542388K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
461432724-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2024
Industry
Information
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2S2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025TELEPHONE & DATA SYSTEMS INC /DE/ — 11-K filed 2026-06-02
Official filing · details not yet checked
What it says about employer contributions

ributing employees may from time to time be re-enrolled unless they make an affirmative election at the time of the re-enrollment not to participate. Prior to January 1, 2026, the employer matching contribution was 100 % of the first 3 % of a participant’s before-tax and designated Roth contributions and 40 % of the next 2 % of before-tax and designated Roth contributions. Effective January 1, 2026, the employer matching contribution increased to 100 % of the first 3 % of a participant’s before-tax and designated Roth contributions and 55 % of the next 3 % of before-tax and designated Roth contributions. Participants' Accounts and Investment Options Each participant's account is credited with the participant's before-tax and designated Roth contributions, rollover contributions, employer m

What it says about vesting

ys 100 % vested in their before-tax, designated Roth and rollover contributions plus earnings thereon. Vesting in employer matching contributions plus earnings thereon is based on years of vesting service. Employer matching contributions plus earnings thereon vest 34 % after the participant completes one year of vesting service; and 100 % after the participant completes two years of vesting service. 4 Table of Contents Telephone and Data Systems, Inc. Tax-Deferred Savings Plan December 31, 2025 and 2024 Notes to Financial Statements A participant also becomes 100 % vested in employer matching contributions plus earnings thereon upon termination of employment after attaining age 65 or due to death or total and permanent disability (as defined in the Plan and determined by the disability ins

What it says about automatic enrollment

ous service with the employers or their 18 th birthday. Participation in the Plan is voluntary, however, any eligible employee who does not enroll on his or her own, or opt out of automatic enrollment, will be automatically enrolled in the Plan starting on his or her eligibility date (or as soon as practicable thereafter). On August 1, 2025, United States Cellular Corporation, a subsidiary of TDS, changed its name to Array Digital Infrastructure, Inc. (Array). Array is used throughout this report even when referring to historical periods. Contributions Participants may contribute to the Plan on a before-tax basis (before-tax contributions) or on a designated Roth basis (after-tax contributions). The combined before-tax and designated Roth contributions may not exceed 60 % of the Participan

What it says about fees

8,658 Participant rollover 9,556 Employer 21,808 Total contributions 90,022 Total additions 368,247 Deductions from plan assets attributed to Benefits paid to participants 557,151 Administrative expenses 1,846 Total deductions 558,997 Net decrease ( 190,750 ) Net assets available for benefits: Beginning of year 1,779,896 End of year $ 1,589,146 The accompanying notes are an integral part of these financial statements. 3 Table of Contents Telephone and Data Systems, Inc. Tax-Deferred Savings Plan December 31, 2025 and 2024 Notes to Financial Statements Note 1 Description of the Plan The following description of the Telephone and Data Systems, Inc. Tax-Deferred Savings Plan (the Plan) provides only general information. Participants should refer to the Telephone and Data Systems, Inc. Tax-Def

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260604144655NAL0000831219001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗