Department of Labor filing

BONGARDS' CREAMERIES

BONGARDS' CREAMERIES 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Sep 16, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

47filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$2,152

Reported employer contributions per active participant.

Higher than about 57% of comparable plans

#People in the filing

603

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$158 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 22% of comparable plans

↗Investment performance

Not available

Plan assets changed 13.9%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202447out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions57th percentileTypical peer $1,934 · based on 274 comparable plans

Lower reported administrative expense22nd percentileTypical peer $108 · based on 278 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, BONGARDS' CREAMERIES reported $1,297,918 in employer contributions across the plan and 603 active participants. That works out to $2,152 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy81%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 4.5%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 8.4%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context47/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,297,918
Participant contributions: $3,823,257
Other contributions: $80,597
Employer share of reported contributions: 25.3%
Beginning assets: $39,458,231
Ending assets: $44,925,250
Ending net assets: $44,925,250
Ending liabilities: $0
Total income: $9,819,823
Total expenses: $4,352,804
Administrative expenses: $120,602
Participant loans: $234,859

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,059

2023

$2,038

2024

$2,152

Plan-paid administrative expenses per participant

2022

$173

2023

$140

2024

$158

Active participants

2022

558

2023

563

2024

603

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,152	603	44.9M	20250916105004NAL0004895890001
2023	$2,038	563	39.5M	20240930155447NAL0010516464001
2022	$2,059	558	32.5M	20231003164630NAL0018477809001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.5%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 410158028-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1967
Industry: Manufacturing
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
PRINCIPAL LIFE INSURANCE COMPANY	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250916105004NAL0004895890001

Data sourceDOL Form 5500 bulk data ↗

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