Department of Labor filing
Spot something wrong?BRIGHT HORIZONS ACADEMY INC
BRIGHT HORIZONS ACADEMY INC 401K PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received May 13, 2026Verified current terms Not available
Plan summary
What matters most
This plan has a documented employer contribution and vesting that still needs verification. Reported employer contributions rank below most comparable plans.
61Fair plan health
high confidence
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
ver contributions from other qualified retirement plans are also accepted, including rollover contributions categorized as Roth contributions, provided certain conditions are met.
The official filing does not support a reliable dollar example.
,179 DEDUCTIONS Net depreciation in fair value of investments 65,074,474 Benefits paid to participants 24,552,202 Deemed distributions of notes receivable from participants 79,261 Administrative expenses 631,525 Total deductions 90,337,462 NET DECREASE IN NET ASSETS (53,833,283) NET ASSETS AVAILABLE FOR BENEFITS Beginning of year 392,035,260 End of year $ 338,201,977 See accompanying notes to financial statements.
iring, they have the choice of continuing loan repayments or having the loan offset from their vested account balance.
eligible to participate in the Plan after completion of 60 days of service provided they are then at least 20 years of age
tions under current income tax regulations. Participants may designate deferrals of pre-tax compensation as contributions. Participants may also designate post-tax compensation as Roth 401(k) contributions. Catch-up contributions are permitted for participants reaching age 50 during the plan year. Rollover contributions from other qualified retirement plans are also accepted, including rollover contributions categorized as Roth contributions, provided certain conditions are met. Employer matching contributions are made to participants who have completed one year of service. For the year ended December 31, 2022, the Company contributed an amount equal to 25% of the participants’ contributions on up to 8% of the participants’ eligible compensation. The Company may also make additional discre
$0 per active participant in 2025.
Participation up 0.0% · assets up 0.0%
How the score works →Still to verify: vesting, automatic enrollment. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202541out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions18th percentileTypical peer $877 · based on 4,592 comparable plans
Lower reported administrative expense96th percentileTypical peer $31 · based on 4,511 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, BRIGHT HORIZONS ACADEMY INC reported $0 in employer contributions across this plan, or $0 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $0 $0 per active participant
- Participant contributions
- $2,704
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 0.0%
- Active participants
- 32 Small plan
- Total participants
- 33 24 at the beginning of the year
- Ending assets
- $7,084 $215 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $3,500
- Ending net assets
- $7,084
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $3,611
- Total expenses
- $27
- Administrative expenses
- $27 $1 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$0
2025
$1
2025
32
2025
$7,084
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $0 | 32 | 7.1K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 882764143-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2023
- Industry
- Educational services
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2022BRIGHT HORIZONS FAMILY SOLUTIONS INC. — 11-K filed 2023-06-28 ↗
Official filing · details not yet checkedWhat it says about employer contributions
ver contributions from other qualified retirement plans are also accepted, including rollover contributions categorized as Roth contributions, provided certain conditions are met. Employer matching contributions are made to participants who have completed one year of service. For the year ended December 31, 2022, the Company contributed an amount equal to 25% of the participants’ contributions on up to 8% of the participants’ eligible compensation. The Company may also make additional discretionary contributions to participants under the terms of the Plan. No such discretionary contributions were made during the plan year ended December 31, 2022. Vesting Employees are immediately vested in their own contributions and related earnings. Company contributions to participants and earnings ther
What it says about vesting
ionary contributions to participants under the terms of the Plan. No such discretionary contributions were made during the plan year ended December 31, 2022. Vesting Employees are immediately vested in their own contributions and related earnings. Company contributions to participants and earnings thereon are 20% vested after the second year of employment and vest 20% each year thereafter, such that a participant is 100% vested after six years of continued employment. A vested year is one in which a participant works a minimum of 1,000 hours between January 1st and December 31st. In addition, an active participant’s entire account balance becomes 100% vested and payable upon the participant’s normal retirement (as defined in the Plan), disability, or death. Participant Accounts Individual
What it says about fees
,179 DEDUCTIONS Net depreciation in fair value of investments 65,074,474 Benefits paid to participants 24,552,202 Deemed distributions of notes receivable from participants 79,261 Administrative expenses 631,525 Total deductions 90,337,462 NET DECREASE IN NET ASSETS (53,833,283) NET ASSETS AVAILABLE FOR BENEFITS Beginning of year 392,035,260 End of year $ 338,201,977 See accompanying notes to financial statements. 5 Table of Contents BRIGHT HORIZONS 401(k) PLAN NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2022 1. DESCRIPTION OF THE PLAN The following description of the Bright Horizons 401(k) Plan (the “Plan”) is provided for general information purposes only. Participants should refer to the Plan document, as amended, for more complete information. General The Plan is a defined-contribution
Current plan terms
Help fill the gap the filing leaves.
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Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260513134742NAL0009602368001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗