Department of Labor filing

BROWN, BROWN & GOMBERG, LTD.

BROWN, BROWN & GOMBERG, LTD. PROFIT SHARING AND 401(K) PLAN AND TRUST · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Feb 7, 2026Verified current terms Not available

Plan summary

The numbers that matter first

These are the clearest figures reported in the latest public filing.

47plan health
medium confidence
01 · Employer matchSee verified formula

d to make after-tax contributions of up to $ 10,000 annually, in addition to other permissible contribution types.

02 · Maximum employer contributionSee formula

Extracted from an official plan filing; editorial verification is pending.

03 · VestingOfficial filing detail

the Plan.

04 · Fees and expensesOfficial filing detail

llovers from other qualified plans 22,048,379 Total contributions 162,684,709 Total additions 396,057,021 DEDUCTIONS FROM NET ASSETS: Benefits paid to participants ( 163,587,080 ) Administrative expenses ( 953,047 ) Total deductions ( 164,540,127 ) NET INCREASE IN ASSETS AVAILABLE FOR BENEFITS 231,516,894 NET ASSETS AVAILABLE FOR BENEFITS—Beginning of year 1,754,611,565 NET ASSETS AVAILABLE FOR BENEFITS —End of year $ 1,986,128,459 See notes to financial statements.

05 · Investment choicesNot stated in official filing

The public filing does not provide a current, complete fund menu.

06 · Eligibility and waiting periode Plan is a defined contribution plan.

e Plan is a defined contribution plan.

07 · Automatic enrollmentNot stated in official filing

The selected official filing does not establish a current default rate.

08 · Roth 401(k)Not stated in official filing

The reviewed official source does not establish current Roth availability.

09 · Employer contribution vs. peersNot reported

Not reported per active participant in 2025.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 2025There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributionsNot enough dataTypical peer $3,117 · based on 21,825 comparable plans
Lower reported administrative expense3rd percentileTypical peer $105 · based on 18,019 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. Limitations: employer_contribution_measure_unavailable

The short version

What employees should know

For the year ended Dec 31, 2025, BROWN, BROWN & GOMBERG, LTD. reported Not reported in employer contributions across this plan, or Not reported per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating8

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeNot enough history

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparisonSmall plan

A fair peer score is not available yet.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
Not reported
Not reported per active participant
Participant contributions
$131,762
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
Not reported
Active participants
8
Small plan
Total participants
10
9 at the beginning of the year
Ending assets
$4,775,011
$477,501 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$4,294,665
Ending net assets
$4,775,011
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$508,427
Total expenses
$28,081
Administrative expenses
$20,721
$2,072 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
Not reported
Administrative cost per participant
2025
$2,072
Active participants
2025
8
Total plan assets
2025
$4,775,011
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025Not reported84.8M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
362873503-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jun 14, 1976
Industry
Finance and insurance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2H2J2K2F3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025BROWN & BROWN, INC. — 11-K filed 2026-06-25
Official filing · details not yet checked
What it says about employer contributions

d to make after-tax contributions of up to $ 10,000 annually, in addition to other permissible contribution types. The Plan permits the Board to authorize discretionary additional matching contributions and/or discretionary profit-sharing contributions. No additional matching contributions and/or profit-sharing contributions were made for the 2025 Plan year. Vesting - Participants are immediately vested in their voluntary contributions and actual earnings thereon. Participants are immediately vested in the Employer safe harbor matching contributions made pursuant to the formula described above. Vesting in any discretionary Employer matching contributions and discretionary profit-sharing contributions are based on years of service, as defined by the Plan, and are subject to the following ve

What it says about vesting

the Plan. Contributions - The Plan permits participants to contribute up to 70 % of their eligible compensation to the Plan, subject to statutory limitations. The Employer makes a fully vested safe harbor matching contribution for each participant equal to the sum of (1) 100 % of the participant’s elective deferrals up to 3 % of compensation for the allocation period, plus (2) 50 % of the participant’s elective deferrals that exceed 3 % of compensation for the allocation period, but do not exceed 5 % of compensation for the allocation period. Effective January 1, 2025, participants aged 60 to 63 were allowed increased deferral catch-up elections at 1.5 times the allowable catch-up contribution limit. Additionally, eligible plan participants were allowed to make after-tax contributions of u

What it says about fees

llovers from other qualified plans 22,048,379 Total contributions 162,684,709 Total additions 396,057,021 DEDUCTIONS FROM NET ASSETS: Benefits paid to participants ( 163,587,080 ) Administrative expenses ( 953,047 ) Total deductions ( 164,540,127 ) NET INCREASE IN ASSETS AVAILABLE FOR BENEFITS 231,516,894 NET ASSETS AVAILABLE FOR BENEFITS—Beginning of year 1,754,611,565 NET ASSETS AVAILABLE FOR BENEFITS —End of year $ 1,986,128,459 See notes to financial statements. 6 BROWN & BROWN, INC. EMPLOYEE SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS AS OF DECEMBER 31, 2025 AND 2024, AND FOR THE YEAR ENDED DECEMBER 31, 2025 1. DESCRIPTION OF THE PLAN The following brief description of the Brown & Brown, Inc. Employee Savings Plan (the “Plan”) is provided for general information purposes only. Particip

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260207181427NAL0008289024001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗