Department of Labor filing
Spot something wrong?BROWN & BROWN INSURANCE AGENCY, INC.
BROWN & BROWN INSURANCE AGENCY, INC. RETIREMENT TRUST · For the plan year ended Dec 31, 2025
Public filing 2025 · received Jun 9, 2026Verified current terms Not available
Plan summary
What matters most
This plan has a documented employer contribution and a documented vesting schedule. Reported employer contributions are around the middle of comparable plans.
60Fair plan health
high confidence
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
d to make after-tax contributions of up to $ 10,000 annually, in addition to other permissible contribution types.
The official filing does not support a reliable dollar example.
the Plan.
llovers from other qualified plans 22,048,379 Total contributions 162,684,709 Total additions 396,057,021 DEDUCTIONS FROM NET ASSETS: Benefits paid to participants ( 163,587,080 ) Administrative expenses ( 953,047 ) Total deductions ( 164,540,127 ) NET INCREASE IN ASSETS AVAILABLE FOR BENEFITS 231,516,894 NET ASSETS AVAILABLE FOR BENEFITS—Beginning of year 1,754,611,565 NET ASSETS AVAILABLE FOR BENEFITS —End of year $ 1,986,128,459 See notes to financial statements.
eligible to participate in the Plan effective the first full payroll period after one month of service
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 0.0% of assets
How the score works →What still needs verification
investment choices, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202539out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions36th percentileTypical peer $2,475 · based on 85,770 comparable plans
Lower reported administrative expense45th percentileTypical peer $102 · based on 77,997 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, BROWN & BROWN INSURANCE AGENCY, INC. reported $8,399 in employer contributions across this plan, or $1,680 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $8,399 $1,680 per active participant
- Participant contributions
- $71,046
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 10.6%
- Active participants
- 5 Small plan
- Total participants
- 7 7 at the beginning of the year
- Ending assets
- $412,798 $58,971 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $290,869
- Ending net assets
- $412,798
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $122,859
- Total expenses
- $930
- Administrative expenses
- $930 $133 per active participant
- Participant loans
- $0 0.0% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$1,680
2025
$133
2025
5
2025
$412,798
2025
0.0%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $1,680 | 5 | 412.8K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 0.0%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 351433216-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2022
- Industry
- Professional, scientific, and technical services
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2R2S2T3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2025BROWN & BROWN, INC. — 11-K filed 2026-06-25 ↗
Official filing · details not yet checkedWhat it says about employer contributions
d to make after-tax contributions of up to $ 10,000 annually, in addition to other permissible contribution types. The Plan permits the Board to authorize discretionary additional matching contributions and/or discretionary profit-sharing contributions. No additional matching contributions and/or profit-sharing contributions were made for the 2025 Plan year. Vesting - Participants are immediately vested in their voluntary contributions and actual earnings thereon. Participants are immediately vested in the Employer safe harbor matching contributions made pursuant to the formula described above. Vesting in any discretionary Employer matching contributions and discretionary profit-sharing contributions are based on years of service, as defined by the Plan, and are subject to the following ve
What it says about vesting
the Plan. Contributions - The Plan permits participants to contribute up to 70 % of their eligible compensation to the Plan, subject to statutory limitations. The Employer makes a fully vested safe harbor matching contribution for each participant equal to the sum of (1) 100 % of the participant’s elective deferrals up to 3 % of compensation for the allocation period, plus (2) 50 % of the participant’s elective deferrals that exceed 3 % of compensation for the allocation period, but do not exceed 5 % of compensation for the allocation period. Effective January 1, 2025, participants aged 60 to 63 were allowed increased deferral catch-up elections at 1.5 times the allowable catch-up contribution limit. Additionally, eligible plan participants were allowed to make after-tax contributions of u
What it says about fees
llovers from other qualified plans 22,048,379 Total contributions 162,684,709 Total additions 396,057,021 DEDUCTIONS FROM NET ASSETS: Benefits paid to participants ( 163,587,080 ) Administrative expenses ( 953,047 ) Total deductions ( 164,540,127 ) NET INCREASE IN ASSETS AVAILABLE FOR BENEFITS 231,516,894 NET ASSETS AVAILABLE FOR BENEFITS—Beginning of year 1,754,611,565 NET ASSETS AVAILABLE FOR BENEFITS —End of year $ 1,986,128,459 See notes to financial statements. 6 BROWN & BROWN, INC. EMPLOYEE SAVINGS PLAN NOTES TO FINANCIAL STATEMENTS AS OF DECEMBER 31, 2025 AND 2024, AND FOR THE YEAR ENDED DECEMBER 31, 2025 1. DESCRIPTION OF THE PLAN The following brief description of the Brown & Brown, Inc. Employee Savings Plan (the “Plan”) is provided for general information purposes only. Particip
Current plan terms
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Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260609114915NAL0004616129003
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗