Department of Labor filing

CADENT, LLC

CADENT, LLC 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Sep 12, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

30filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$2,526

Reported employer contributions per active participant.

Higher than about 40% of comparable plans

#People in the filing

600

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$274 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 6% of comparable plans

↗Investment performance

Not available

Plan assets changed 98.4%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202430out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions40th percentileTypical peer $3,106 · based on 1,380 comparable plans

Lower reported administrative expense6th percentileTypical peer $113 · based on 1,398 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CADENT, LLC reported $1,515,490 in employer contributions across the plan and 600 active participants. That works out to $2,526 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy79%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 28.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 2.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context30/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,515,490
Participant contributions: $4,664,970
Other contributions: $527,787
Employer share of reported contributions: 24.5%
Beginning assets: $47,799,245
Ending assets: $94,831,628
Ending net assets: $94,831,628
Ending liabilities: $0
Total income: $13,729,793
Total expenses: $7,220,048
Administrative expenses: $136,387
Participant loans: $326,622

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,527

2023

$3,559

2024

$2,526

Plan-paid administrative expenses per participant

2022

$268

2023

$261

2024

$274

Active participants

2022

330

2023

353

2024

600

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,526	600	94.8M	20250912123504NAL0003591570001
2023	$3,559	353	47.8M	20240731152408NAL0022552385001
2022	$3,527	330	35.3M	20230830104026NAL0012363362001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.3%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 260489194-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jul 1, 1994
Industry: Professional, scientific, and technical services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3H3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

Help fill the gap the filing leaves.

If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.

Share a document →

Filing ACK_ID20250912123504NAL0003591570001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗