Department of Labor filing

CAFFE NERO AMERICAS INC.

CAFFE NERO AMERICAS 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 10, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

11filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$131

Reported employer contributions per active participant.

Higher than about 13% of comparable plans

#People in the filing

310

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$242 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 6% of comparable plans

↗Investment performance

Not available

Plan assets changed 26.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202411out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions13th percentileTypical peer $592 · based on 271 comparable plans

Lower reported administrative expense6th percentileTypical peer $74 · based on 306 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CAFFE NERO AMERICAS INC. reported $40,455 in employer contributions across the plan and 310 active participants. That works out to $131 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy70%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 16.8%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 41.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context11/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $40,455
Participant contributions: $628,869
Other contributions: $44,381
Employer share of reported contributions: 6.0%
Beginning assets: $2,501,054
Ending assets: $3,169,169
Ending net assets: $3,169,169
Ending liabilities: $0
Total income: $1,072,494
Total expenses: $404,379
Administrative expenses: $96,745
Participant loans: $59,342

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$157

2023

$135

2024

$131

Plan-paid administrative expenses per participant

2022

$171

2023

$224

2024

$242

Active participants

2022

255

2023

260

2024

310

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$131	310	3.2M	20251010123027NAL0008157777001
2023	$135	260	2.5M	20241009162007NAL0019618977001
2022	$157	255	1.8M	20231016080334NAL0050299072001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.9%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 463749140-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2015
Industry: Accommodation and food services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
TRANSAMERICA RETIREMENT SOLUTIONS	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251010123027NAL0008157777001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗