Department of Labor filing

CAMDEN VETERINARY HOSPITAL

CAMDEN VETERINARY HOSPITAL 401(K) PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Jul 15, 2026Verified current terms Not available

Plan summary

What matters most

This plan has an employer contribution that still needs verification and vesting that still needs verification. Reported employer contributions also rank above most comparable plans.

84Excellent plan health
high confidence
See what drives the plan health score
Employer contributions versus peers89/10030% of the full model
Lower reported administrative cost93/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

09 · Employer contribution vs. peers89th percentile

Up 0.0% over the filing history shown.

Still to verify: vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202590out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions89th percentileTypical peer $2,475 · based on 85,770 comparable plans
Lower reported administrative expense93rd percentileTypical peer $102 · based on 77,997 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, CAMDEN VETERINARY HOSPITAL reported $115,382 in employer contributions across this plan, or $9,615 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating12

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison90/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$115,382
$9,615 per active participant
Participant contributions
$54,610
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
67.9%
Active participants
12
Small plan
Total participants
13
12 at the beginning of the year
Ending assets
$191,407
$14,724 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$2,688
Ending net assets
$191,407
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$188,789
Total expenses
$70
Administrative expenses
$70
$5 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$9,615
Administrative cost per participant
2025
$5
Active participants
2025
12
Total plan assets
2025
$191,407
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$9,61512191.4K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
843089648-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2024
Industry
Professional, scientific, and technical services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2A2E2J2K2F2G3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

10-K · report period Dec 31, 2025CAMDEN NATIONAL CORP — 10-K filed 2026-03-06
Official filing · details not yet checked
What it says about employer contributions

ority of its employees participate in it. Employees may contribute pre-tax contributions to the 401(k) plan up to the maximum amount allowed by federal tax laws. The Company makes matching contributions of up to 4 % of an employee’s eligible compensation. For the years ended December 31, 2025, 2024, and 2023, expenses under the 401(k) plan matching contributions totaled $ 2.2 million, $ 1.7 million, and $ 1.7 million, respectively. The Company, at its discretion, can make profit sharing contributions to employees' 401(k) accounts in addition to its regular 401(k) plan matching contribution. For the years ended December 31, 2025, 2024 and 2023, the Company did not make any profit sharing contributions to employee accounts. Supplemental Executive Retirement Program (“SERP”) and Other Postret

What it says about vesting

greement”) that was made between Northway Financial, Inc., and one of its executives. The Northway executive retired on January 1, 2025, in conjunction with the merger, and became fully vested in all benefits under the Agreement. The Company recorded a liability of $ 3.4 million related to future benefit obligations under the Agreement, which is presented within other liabilities on the consolidated statements of condition as of December 31, 2025. The liability represents the present value of the future benefits expected to be paid under the Agreement and was measured using a discount rate of 5.5%. 138 NOTE 20 – INCOME TAXES The current and deferred components of income tax expense on the consolidated statements of income were as follows: For the Year Ended December 31, (In thousands) 2025

What it says about fees

e sale of investment products and investment advisory services, in accordance with the terms of the contract between the two parties. The revenues earned by the Company are net of administrative expenses and the portion retained by the unaffiliated third party brokerage firm. The Company does not have control of the specified services provided to its clients by the unaffiliated third party brokerage firm under the Program. Revenues earned from Program-related services are presented on the consolidated statements of income on a net basis. 130 NOTE 18 – STOCK-BASED COMPENSATION PLANS On April 26, 2022, the shareholders of the Company approved the Camden National Corporation 2022 Equity and Incentive Plan (“2022 Plan”), which replaced the Company’s 2012 Equity and Incentive Plan (“2012 Plan”)

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260715174324NAL0004711026001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗