Department of Labor filing

CAPITAL DISTRICT BEGINNINGS, INC.

CAPITAL DISTRICT BEGINNINGS, INC. PROFIT SHARING PLAN · For the plan year ended Jun 30, 2025

Public filing 2024 · received Mar 18, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

35filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$1,372

Reported employer contributions per active participant.

Higher than about 38% of comparable plans

#People in the filing

151

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$191 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 28% of comparable plans

↗Investment performance

Not available

Plan assets changed 7.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202435out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions38th percentileTypical peer $1,873 · based on 503 comparable plans

Lower reported administrative expense28th percentileTypical peer $108 · based on 522 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Jun 30, 2025, CAPITAL DISTRICT BEGINNINGS, INC. reported $207,140 in employer contributions across the plan and 151 active participants. That works out to $1,372 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy69%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 17.6%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 9.3%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context35/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $207,140
Participant contributions: $475,602
Other contributions: $0
Employer share of reported contributions: 30.3%
Beginning assets: $9,220,446
Ending assets: $9,876,064
Ending net assets: $9,876,064
Ending liabilities: $0
Total income: $1,915,429
Total expenses: $1,259,811
Administrative expenses: $42,506
Participant loans: $43,507

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$1,167

2023

$1,222

2024

$1,372

Plan-paid administrative expenses per participant

2022

$211

2023

$191

2024

$191

Active participants

2022

156

2023

156

2024

151

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,372	151	9.9M	20260318132659NAL0003138017001
2023	$1,222	156	9.2M	20250220114112NAL0008799472001
2022	$1,167	156	9.2M	20240328103419NAL0006135698001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.4%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 141653112-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Sep 1, 1986
Industry: Educational services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2A2E2J2K2F2G3D2S2T

Current plan terms

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Filing ACK_ID20260318132659NAL0003138017001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗