Department of Labor filing

CARDINAL CIVIL CONTRACTING, LLC

CARDINAL CIVIL CONTRACTING, LLC 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

53filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$1,907

Reported employer contributions per active participant.

Higher than about 36% of comparable plans

#People in the filing

439

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$15 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 93% of comparable plans

↗Investment performance

Not available

Plan assets changed 56.2%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202453out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions36th percentileTypical peer $2,494 · based on 366 comparable plans

Lower reported administrative expense93rd percentileTypical peer $176 · based on 376 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CARDINAL CIVIL CONTRACTING, LLC reported $837,089 in employer contributions across the plan and 439 active participants. That works out to $1,907 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy92%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 87.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 52.7%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context53/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $837,089
Participant contributions: $1,159,740
Other contributions: $28,197
Employer share of reported contributions: 41.9%
Beginning assets: $3,936,378
Ending assets: $6,149,641
Ending net assets: $6,141,758
Ending liabilities: $7,883
Total income: $2,519,855
Total expenses: $314,205
Administrative expenses: $5,902
Participant loans: $100,249

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$1,019

2023

$1,694

2024

$1,907

Plan-paid administrative expenses per participant

2022

$33

2023

$11

2024

$15

Active participants

2022

199

2023

310

2024

439

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,907	439	6.1M	20251015152323NAL0002663331001
2023	$1,694	310	3.9M	20241015154541NAL0015001763001
2022	$1,019	199	1.6M	20231016160737NAL0026121203001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.6%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 461812506-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Feb 1, 2018
Industry: Construction
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2A2E2J2K2F2G3D3H2S3B

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
AMERICAN UNITED LINSURANCE CO	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251015152323NAL0002663331001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗