Department of Labor filing

CARR AUTO GROUP, INC.

CARR AUTO GROUP 401(K) RETIREMENT PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Sep 22, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

66filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$2,443

Reported employer contributions per active participant.

Higher than about 92% of comparable plans

#People in the filing

259

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$350 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 8% of comparable plans

↗Investment performance

Not available

Plan assets changed 13.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202466out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions92nd percentileTypical peer $921 · based on 863 comparable plans

Lower reported administrative expense8th percentileTypical peer $169 · based on 934 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CARR AUTO GROUP, INC. reported $632,735 in employer contributions across the plan and 259 active participants. That works out to $2,443 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy73%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 3.8%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 35.2%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context66/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $632,735
Participant contributions: $1,066,729
Other contributions: $350,585
Employer share of reported contributions: 37.2%
Beginning assets: $20,036,376
Ending assets: $22,652,460
Ending net assets: $22,651,351
Ending liabilities: $1,109
Total income: $4,954,061
Total expenses: $2,335,883
Administrative expenses: $126,455
Participant loans: $51,806

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,354

2023

$2,472

2024

$2,443

Plan-paid administrative expenses per participant

2022

$259

2023

$334

2024

$350

Active participants

2022

253

2023

263

2024

259

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,443	259	22.7M	20250922171351NAL0005496657001
2023	$2,472	263	20M	20241003085627NAL0004725779001
2022	$2,354	253	16.6M	20231004085322NAL0025941664001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 930959413-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1993
Industry: Retail trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3H3D2S2A

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
JOHN HANCOCK LIFE INSURANCE COMPANY	2024	Not reported	unknown

Current plan terms

Help fill the gap the filing leaves.

If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.

Share a document →

Filing ACK_ID20250922171351NAL0005496657001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗