Department of Labor filing

CARRIAGE MANAGEMENT, LLC

CARRIAGE MANAGEMENT 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

32filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$223

Reported employer contributions per active participant.

Higher than about 13% of comparable plans

#People in the filing

135

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$67 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 78% of comparable plans

↗Investment performance

Not available

Plan assets changed 16.6%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202432out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions13th percentileTypical peer $921 · based on 863 comparable plans

Lower reported administrative expense78th percentileTypical peer $169 · based on 934 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CARRIAGE MANAGEMENT, LLC reported $30,155 in employer contributions across the plan and 135 active participants. That works out to $223 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy85%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 51.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 129.9%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context32/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $30,155
Participant contributions: $311,365
Other contributions: $53,086
Employer share of reported contributions: 8.8%
Beginning assets: $1,273,484
Ending assets: $1,484,947
Ending net assets: $1,484,947
Ending liabilities: $0
Total income: $535,736
Total expenses: $324,273
Administrative expenses: $10,215
Participant loans: $69,681

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$456

2023

$420

2024

$223

Plan-paid administrative expenses per participant

2022

$29

2023

$50

2024

$67

Active participants

2022

139

2023

117

2024

135

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$223	135	1.5M	20251015090555NAL0002060179001
2023	$420	117	1.3M	20241009072249NAL0017973329001
2022	$456	139	962.8K	20231201163314NAL0007295587001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 4.7%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 821259090-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Sep 15, 2017
Industry: Retail trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D

Current plan terms

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Filing ACK_ID20251015090555NAL0002060179001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗