Department of Labor filing

CENTRAL GARDEN & PET COMPANY

CENTRAL GARDEN & PET COMPANY INVESTMENT GROWTH PLAN · For the plan year ended Dec 31, 2024

Spot something wrong?

Public filing 2024 · received Oct 14, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

54filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$2,023

Reported employer contributions per active participant.

Higher than about 49% of comparable plans

#People in the filing

4,060

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$44 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 64% of comparable plans

↗Investment performance

Not available

Plan assets changed 6.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202454out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions49th percentileTypical peer $2,064 · based on 4,083 comparable plans

Lower reported administrative expense64th percentileTypical peer $59 · based on 4,062 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CENTRAL GARDEN & PET COMPANY reported $8,213,791 in employer contributions across the plan and 4,060 active participants. That works out to $2,023 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy67%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 3.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 31.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context54/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $8,213,791
Participant contributions: $17,381,193
Other contributions: $1,908,750
Employer share of reported contributions: 32.1%
Beginning assets: $408,009,561
Ending assets: $434,625,414
Ending net assets: $434,625,414
Ending liabilities: $0
Total income: $68,492,455
Total expenses: $46,088,930
Administrative expenses: $274,325
Participant loans: $5,028,842

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,085

2023

$2,271

2024

$2,023

Plan-paid administrative expenses per participant

2022

$33

2023

$34

2024

$44

Active participants

2022

4,427

2023

4,014

2024

4,060

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,023	4,060	434.6M	20251014110712NAL0005612034001
2023	$2,271	4,014	408M	20240703111350NAL0009287248001
2022	$2,085	4,427	367.7M	20230620171124NAL0025933923001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 680275553-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jul 1, 1985
Industry: Retail trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
VOYA RETIREMENT INSURANCE & ANNUITY	2024	Not reported	unknown

Other plans from this sponsor

Related public plan records

Current plan terms

Help fill the gap the filing leaves.

If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.

Share a document →

Filing ACK_ID20251014110712NAL0005612034001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗