Department of Labor filing

CHARLES L. CRANE AGENCY COMPANY

CHARLES L. CRANE AGENCY COMPANY 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

55filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$5,971

Reported employer contributions per active participant.

Higher than about 75% of comparable plans

#People in the filing

231

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$432 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 10% of comparable plans

↗Investment performance

Not available

Plan assets changed 5.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202455out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions75th percentileTypical peer $3,340 · based on 500 comparable plans

Lower reported administrative expense10th percentileTypical peer $164 · based on 494 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CHARLES L. CRANE AGENCY COMPANY reported $1,379,400 in employer contributions across the plan and 231 active participants. That works out to $5,971 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy83%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 14.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 36.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context55/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,379,400
Participant contributions: $1,952,299
Other contributions: $104,070
Employer share of reported contributions: 41.4%
Beginning assets: $45,370,660
Ending assets: $47,676,646
Ending net assets: $47,676,646
Ending liabilities: $0
Total income: $9,219,476
Total expenses: $6,913,490
Administrative expenses: $122,245
Participant loans: $492,643

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$5,226

2023

$5,877

2024

$5,971

Plan-paid administrative expenses per participant

2022

$680

2023

$372

2024

$432

Active participants

2022

247

2023

233

2024

231

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$5,971	231	47.7M	20251015112920NAL0006108416001
2023	$5,877	233	45.4M	20241014152927NAL0027714001001
2022	$5,226	247	39.4M	20231013114310NAL0067133986001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.0%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 431394059-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1987
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2A2E2F2G2J2K2R2S2T3B3D3H

Current plan terms

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Filing ACK_ID20251015112920NAL0006108416001

Data sourceDOL Form 5500 bulk data ↗

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