Department of Labor filing

CHARM SCIENCES, INC.

CHARM SCIENCES, INC. 401(K) PROFIT SHARING PLAN & TRUST · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 14, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

69filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$2,930

Reported employer contributions per active participant.

Higher than about 72% of comparable plans

#People in the filing

321

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$121 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 62% of comparable plans

↗Investment performance

Not available

Plan assets changed 11.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202469out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions72nd percentileTypical peer $1,943 · based on 715 comparable plans

Lower reported administrative expense62nd percentileTypical peer $160 · based on 736 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CHARM SCIENCES, INC. reported $940,412 in employer contributions across the plan and 321 active participants. That works out to $2,930 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy83%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 0.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 74.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context69/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $940,412
Participant contributions: $1,927,306
Other contributions: $95,202
Employer share of reported contributions: 32.8%
Beginning assets: $41,424,279
Ending assets: $46,321,562
Ending net assets: $46,321,562
Ending liabilities: $0
Total income: $8,248,916
Total expenses: $3,351,633
Administrative expenses: $51,813
Participant loans: $464,451

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,928

2023

$2,819

2024

$2,930

Plan-paid administrative expenses per participant

2022

$481

2023

$146

2024

$121

Active participants

2022

299

2023

319

2024

321

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,930	321	46.3M	20251014113136NAL0001308323001
2023	$2,819	319	41.4M	20241003142131NAL0010659105001
2022	$2,928	299	34.7M	20231013124320NAL0067381490001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.0%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 042635968-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1994
Industry: Industry group 339
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2S2T3D

Current plan terms

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Filing ACK_ID20251014113136NAL0001308323001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗