Department of Labor filing

CHESAPEAKE UTILITIES CORPORATION

CHESAPEAKE UTILITIES CORPORATION RETIREMENT SAVINGS PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 1, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

36filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$4,754

Reported employer contributions per active participant.

Higher than about 28% of comparable plans

#People in the filing

1,261

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$119 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 53% of comparable plans

↗Investment performance

Not available

Plan assets changed 9.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202436out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions28th percentileTypical peer $6,372 · based on 71 comparable plans

Lower reported administrative expense53rd percentileTypical peer $123 · based on 68 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CHESAPEAKE UTILITIES CORPORATION reported $5,994,399 in employer contributions across the plan and 1,261 active participants. That works out to $4,754 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy81%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 25.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 43.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context36/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $5,994,399
Participant contributions: $9,052,535
Other contributions: $2,777,431
Employer share of reported contributions: 39.8%
Beginning assets: $200,715,384
Ending assets: $220,418,876
Ending net assets: $220,418,876
Ending liabilities: $0
Total income: $45,893,720
Total expenses: $26,190,228
Administrative expenses: $187,934
Participant loans: $4,915,955

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$6,348

2023

$4,705

2024

$4,754

Plan-paid administrative expenses per participant

2022

$83

2023

$84

2024

$119

Active participants

2022

933

2023

1,286

2024

1,261

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$4,754	1,261	220.4M	20251001140919NAL0013339553001
2023	$4,705	1,286	200.7M	20240927124957NAL0001069987001
2022	$6,348	933	186.2M	20230830141911NAL0003892259001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 510064146-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Feb 1, 1977
Industry: Utilities
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2H2J2K2S3H2E

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251001140919NAL0013339553001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗