Department of Labor filing

CHEVRON FEDERAL CREDIT UNION

CHEVRON FEDERAL CREDIT UNION 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Sep 22, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

81filing comparison
out of 100

The filing signals stronger employer support and/or lower plan-paid administrative costs than many comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$7,478

Reported employer contributions per active participant.

Higher than about 94% of comparable plans

#People in the filing

353

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$179 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 51% of comparable plans

↗Investment performance

Not available

Plan assets changed 16.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202481out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions94th percentileTypical peer $3,279 · based on 1,427 comparable plans

Lower reported administrative expense51st percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CHEVRON FEDERAL CREDIT UNION reported $2,639,837 in employer contributions across the plan and 353 active participants. That works out to $7,478 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy81%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 121.7%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 4.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context81/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $2,639,837
Participant contributions: $3,179,978
Other contributions: $321,336
Employer share of reported contributions: 45.4%
Beginning assets: $65,540,004
Ending assets: $76,575,887
Ending net assets: $76,575,887
Ending liabilities: $0
Total income: $15,540,176
Total expenses: $4,504,293
Administrative expenses: $81,040
Participant loans: $1,388,160

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,373

2023

$10,880

2024

$7,478

Plan-paid administrative expenses per participant

2022

$171

2023

$172

2024

$179

Active participants

2022

340

2023

347

2024

353

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$7,478	353	76.6M	20250922115042NAL0004672145001
2023	$10,880	347	65.5M	20241004121422NAL0012199025001
2022	$3,373	340	52.6M	20231012145556NAL0063989778001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.8%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 940878385-003

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1997
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2R2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
PRINCIPAL LIFE INSURANCE COMPANY	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250922115042NAL0004672145001

Data sourceDOL Form 5500 bulk data ↗

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