Department of Labor filing

CINCINNATI EDU & RESEARCH FOR VETERANS FND

CINCINNATI EDUC & RESEARCH FOR VETERANS 401K · For the plan year ended Dec 31, 2025

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Public filing 2025 · received May 21, 2026Verified current terms Not available

Plan summary

What matters most

This plan has a documented employer contribution and vesting that still needs verification. Reported employer contributions are around the middle of comparable plans.

62Fair plan health
high confidence
See what drives the plan health score
Employer contributions versus peers63/10030% of the full model
Lower reported administrative cost43/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden45/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

strator of the Plan while the Company serves as Plan sponsor.

02 · What it could be worthSee formula

The official filing does not support a reliable dollar example.

04 · Fees and expensesOfficial filing detail

rest income on notes receivable from participants 810,871 701,012 Total additions 303,055,183 264,634,309 Deductions: Benefits paid to participants and other 66,736,324 70,073,866 Administrative expenses 760,779 634,301 Total deductions 67,497,103 70,708,167 Increase in net assets 235,558,080 193,926,142 Net assets available for benefits: Beginning of year 1,286,419,450 1,092,493,308 End of year $ 1,521,977,530 $ 1,286,419,450 Accompanying notes are an integral part of these financial statements.

08 · Roth 401(k)Available

before the end of the plan year are eligible to make catch-up contributions; these additional contributions are ineligible for a Company matching contribution. The Plan includes a Roth 401(k) option for participants. This option allows participants to contribute after-tax dollars while contributions and any earnings on those contributions are tax-free upon withdrawal. The Company may make a discretionary profit-sharing contribution to eligible participants. A participant who is not enrolled in the Company’s high-deductible group health plan is eligible for the discretionary profit-sharing contribution. The Company did not make a profit-sharing contribution during 2025 or 2024. Participants may also contribute amounts representing distributions from other qualified defined benefit or define

09 · Employer contribution vs. peers63th percentile

Up 0.0% over the filing history shown.

What still needs verification

vesting, investment choices, eligibility, automatic enrollment. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202557out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions63rd percentileTypical peer $1,906 · based on 56,903 comparable plans
Lower reported administrative expense43rd percentileTypical peer $71 · based on 50,652 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, CINCINNATI EDU & RESEARCH FOR VETERANS FND reported $20,714 in employer contributions across this plan, or $2,589 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating8

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison57/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$20,714
$2,589 per active participant
Participant contributions
$28,057
Other contributions
$0
Amounts not classified as employer or participant contributions
Employer share of contributions
42.5%
Active participants
8
Small plan
Total participants
10
13 at the beginning of the year
Ending assets
$143,403
$14,340 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$108,882
Ending net assets
$143,403
Beginning liabilities
$0
Ending liabilities
$0
Total income
$65,080
Total expenses
$30,560
Administrative expenses
$1,205
$121 per active participant
Participant loans
$12,084
8.4% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$2,589
Administrative cost per participant
2025
$121
Active participants
2025
8
Total plan assets
2025
$143,403
Participant loans as a share of assets
2025
8.4%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$2,5898143.4K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
8.4%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
311347969-002

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2022
Industry
Health care and social assistance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E3D2G2J2K2F2T

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025CINCINNATI FINANCIAL CORP — 11-K filed 2026-06-17
Official filing · details not yet checked
What it says about employer contributions

strator of the Plan while the Company serves as Plan sponsor. Contributions — Contributions to the Plan include (i) salary reduction contributions authorized by participants, (ii) matching contributions made by the Company, (iii) discretionary true-up matching contributions made by the Company, (iv) discretionary profit-sharing contributions made by the Company; and (v) participant rollovers from another qualified plan. Participants may contribute a percentage of their pretax annual cash compensation each year, as defined in the Plan, subject to certain Internal Revenue Code (IRC) limitations. Participants are eligible for a Company match of 100 % up to the first 6 % of eligible compensation on a per-pay-period basis; however, those participants who accrue benefits under the Cincinnati Fin

What it says about vesting

and profit-sharing contribution attributed to them plus actual earnings thereon after three years of eligible service. Unvested participants who are employed by the Company become fully vested in any Company and profit-sharing contribution attributed to them upon reaching age 65 or as defined in the plan. Notes Receivable from Participants — Participants may borrow from their fund accounts up to a maximum of $ 50,000 or 50 % of their account balance, whichever is less. The loans are secured by the balance in the participant’s account and bear interest equal to the prime rate plus 1 %. At December 31, 2025, interest rates on participant loans ranged from 4.25 % to 9.50 %, with maturity dates through December 2040. Interest income is recorded on the accrual basis. Principal and interest is p

What it says about automatic enrollment

n the Plan at a 6 % contribution rate to encourage associate savings, with an automatic increase of a participant’s contribution rate by 1 % each year to a maximum 10 %, for these automatically enrolled participants. Unless directed otherwise, automatic enrollment participants are enrolled in the Plan's designated default investment option, Target Date Funds, which aligns nearest to the participant's retirement date, assumed at age 65. Each participant has the opportunity to elect to withdraw or change the contribution rate prior to automatic enrollment or at any time once enrolled. Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions; these additional contributions are ineligible for a Company matching contribution. The Plan inc

What it says about fees

rest income on notes receivable from participants 810,871 701,012 Total additions 303,055,183 264,634,309 Deductions: Benefits paid to participants and other 66,736,324 70,073,866 Administrative expenses 760,779 634,301 Total deductions 67,497,103 70,708,167 Increase in net assets 235,558,080 193,926,142 Net assets available for benefits: Beginning of year 1,286,419,450 1,092,493,308 End of year $ 1,521,977,530 $ 1,286,419,450 Accompanying notes are an integral part of these financial statements. 3 Cincinnati Financial Corporation Tax-Qualified Savings Plan NOTES TO FINANCIAL STATEMENTS AS OF AND FOR THE YEARS ENDED DECEMBER 31, 2025 AND 2024 NOTE 1 - DESCRIPTION OF THE PLAN The following description of the Cincinnati Financial Corporation Tax-Qualified Savings Plan (the Plan) is provided

11-K · report period Dec 31, 2025LAM RESEARCH CORP — 11-K filed 2026-06-25
Official filing · details not yet checked
What it says about employer contributions

ed in the appropriate investment funds in accordance with the participants’ directions and the Plan’s provisions. 7 Table of Contents Employer contributions - The Company may make matching contributions as defined in the Plan. In 2025, the Company matched 50 % of each eligible participant’s salary deferral contribution (excluding catch-up contributions and after-tax contributions) up to a maximum of the first 6 % of the participant’s eligible compensation, on a per-payroll-period basis. If a participant who was an active employee on the last day of the plan year did not receive the full 50 % Company match, the Company provided a year end “true up” contribution to provide such participants with the 50 % that they would have received had the timing of their contributions not limited the Comp

What it says about vesting

utions. No additional discretionary matching contributions or discretionary profit sharing contributions were made for the year ended December 31, 2025. Vesting - Participants are immediately vested in their entire account, including employer matching, additional discretionary matching, and discretionary profit sharing contributions (if any). Participant accounts - Each participant’s account is credited with the participant’s contributions, Plan earnings or losses in funds selected by the participant, and an allocation of the Company’s contribution, if any. Allocation of the Company’s contribution is based on participant contributions and / or compensation, as defined in the Plan. In the event that the participant fails to make an investment election, participant contributions and Company

What it says about automatic enrollment

nt reduction in either taxable or after-tax compensation (in the form of pretax, Roth or after-tax contributions). New hires that do not make an affirmative election otherwise are automatically enrolled in the Plan with a taxable compensation deferral rate of 6 % on a pre-tax basis. Participants are permitted to designate their contributions as Roth contributions subject to current taxation as wages but which, together with earnings, would be nontaxable when distributed from the Plan, and participants may elect to have certain vested assets held on an after-tax and pre-tax basis converted to be considered designated Roth contributions. Contributions withheld are invested in accordance with the participants’ directions. Participants are also allowed to make rollover contributions of amounts

What it says about fees

07,716 Employer’s 37,847,922 Rollovers 16,604,696 186,560,334 Total additions 1,022,404,439 Deductions from net assets attributed to: Withdrawals and distributions ( 262,519,081 ) Administrative expenses ( 751,057 ) Total deductions ( 263,270,138 ) Net increase in net assets 759,134,301 Net assets available for benefits: Beginning of year 2,830,979,711 End of year $ 3,590,114,012 See notes to financial statements 5 Table of Contents SAVINGS PLUS PLAN, LAM RESEARCH 401(k) NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2025 and 2024 NOTE 1 - THE PLAN AND ITS SIGNIFICANT ACCOUNTING POLICIES General - The following description of the Savings Plus Plan, Lam Research 401(k) (the “Plan”) provides only general information about the Plan in the form existing on December 31, 2025. Readers should refer t

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260521092047NAL0002037249001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗