Department of Labor filing

CLAIRE'S STORES, INC.

CLAIRE'S STORES INC. 401(K) SAVINGS AND RETIREMENT PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 13, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

37filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$115

Reported employer contributions per active participant.

Higher than about 10% of comparable plans

#People in the filing

9,741

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$2 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 100% of comparable plans

↗Investment performance

Not available

Plan assets changed 4.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202437out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions10th percentileTypical peer $519 · based on 48 comparable plans

Lower reported administrative expense100th percentileTypical peer $31 · based on 48 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CLAIRE'S STORES, INC. reported $1,122,457 in employer contributions across the plan and 9,741 active participants. That works out to $115 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy95%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 58.9%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 27.6%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context37/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,122,457
Participant contributions: $4,725,561
Other contributions: $244,071
Employer share of reported contributions: 19.2%
Beginning assets: $50,313,935
Ending assets: $52,586,376
Ending net assets: $52,124,428
Ending liabilities: $461,948
Total income: $12,769,020
Total expenses: $10,262,374
Administrative expenses: $10,806
Participant loans: $671,497

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$280

2023

$276

2024

$115

Plan-paid administrative expenses per participant

2022

2023

2024

Active participants

2022

4,780

2023

5,259

2024

9,741

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$115	9,741	52.6M	20251013172625NAL0000859155001
2023	$276	5,259	50.3M	20241014131534NAL0044608432001
2022	$280	4,780	42.9M	20231012150345NAL0064025458001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.3%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 590940416-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Feb 3, 1985
Industry: Retail trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251013172625NAL0000859155001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗