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Department of Labor filing

CLINICA MONSENOR OSCAR A. ROMERO

403(B) THRIFT PLAN OF CLINICA MONSENOR OSCAR A. ROMERO · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 14, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

39filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support
$772

Reported employer contributions per active participant.

Higher than about 15% of comparable plans
#People in the filing
270

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$5 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 95% of comparable plans
↗Investment performance
Not available

Plan assets changed 30.6%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202439out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions15th percentileTypical peer $2,620 · based on 595 comparable plans
Lower reported administrative expense95th percentileTypical peer $101 · based on 590 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CLINICA MONSENOR OSCAR A. ROMERO reported $208,315 in employer contributions across the plan and 270 active participants. That works out to $772 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy70%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 32.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 70.6%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context39/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$208,315
Participant contributions
$543,084
Other contributions
$2,425
Employer share of reported contributions
27.7%
Beginning assets
$2,941,730
Ending assets
$3,842,412
Ending net assets
$3,842,412
Ending liabilities
$0
Total income
$1,130,092
Total expenses
$229,410
Administrative expenses
$1,703
Participant loans
$0

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$583
2023
$584
2024
$772
Plan-paid administrative expenses per participant
2022
$18
2023
$2
2024
$5
Active participants
2022
198
2023
233
2024
270
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$7722703.8M20251014181709NAL0004689392001
2023$5842332.9M20241015163856NAL0029134481001
2022$5831982.2M20231016170143NAL0025518515001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
0.0%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
953881333-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
May 1, 2009
Industry
Other services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2G3D2J2K2E2S2T2F

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
AMERICAN CENTURY INVESTMENTS2024Not reportedunknown
AMERICAN FUNDS2024Not reportedunknown
CALVERT RESEARCH AND MANAGEMENT2024Not reportedunknown
DELAWARE FUNDS BY MACQUARIE2024Not reportedunknown
DWS2024Not reportedunknown
FIDELITY INVESTMENTS2024Not reportedunknown
GOLDMAN SACHS2024Not reportedunknown
INVESCO2024Not reportedunknown
MFS2024Not reportedunknown
MUTUAL OF AMERICA2024Not reportedunknown
NEUBERGER BERMAN2024Not reportedunknown
PIMCO2024Not reportedunknown
T. ROWE PRICE2024Not reportedunknown
VANGUARD2024Not reportedunknown
VICTORY CAPITAL MANAGEMENT INC.2024Not reportedunknown

Current plan terms

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Filing ACK_ID20251014181709NAL0004689392001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗