Department of Labor filing

CNO SERVICES, LLC

CNO 401K PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Jul 28, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

28filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$3,309

Reported employer contributions per active participant.

Higher than about 33% of comparable plans

#People in the filing

3,430

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$125 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 14% of comparable plans

↗Investment performance

Not available

Plan assets changed 13.6%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202428out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions33rd percentileTypical peer $4,523 · based on 160 comparable plans

Lower reported administrative expense14th percentileTypical peer $66 · based on 152 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CNO SERVICES, LLC reported $11,351,568 in employer contributions across the plan and 3,430 active participants. That works out to $3,309 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy66%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 5.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 4.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context28/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $11,351,568
Participant contributions: $27,390,102
Other contributions: $4,638,819
Employer share of reported contributions: 29.3%
Beginning assets: $525,618,390
Ending assets: $596,956,662
Ending net assets: $596,956,662
Ending liabilities: $0
Total income: $117,321,202
Total expenses: $45,982,930
Administrative expenses: $658,911
Participant loans: $5,501,345

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,153

2023

$3,166

2024

$3,309

Plan-paid administrative expenses per participant

2022

$120

2023

$113

2024

$125

Active participants

2022

3,380

2023

3,452

2024

3,430

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$3,309	3,430	597M	20250728135701NAL0003084208001
2023	$3,166	3,452	525.6M	20240909191256NAL0004815329001
2022	$3,153	3,380	458.4M	20230806124158NAL0024453169001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.9%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 351965822-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Apr 1, 1989
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2H2J2K2S2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
THE VANGUARD GROUP, INC.	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250728135701NAL0003084208001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗