Department of Labor filing

COACH ROAD CAPITAL, LLC

US RETAIL, INC. 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Jul 17, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

25filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$109

Reported employer contributions per active participant.

Higher than about 3% of comparable plans

#People in the filing

339

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$52 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 75% of comparable plans

↗Investment performance

Not available

Plan assets changed 27.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202425out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions3rd percentileTypical peer $1,523 · based on 144 comparable plans

Lower reported administrative expense75th percentileTypical peer $144 · based on 146 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, COACH ROAD CAPITAL, LLC reported $36,952 in employer contributions across the plan and 339 active participants. That works out to $109 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy97%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 27.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 12.7%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context25/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $36,952
Participant contributions: $209,990
Other contributions: $0
Employer share of reported contributions: 15.0%
Beginning assets: $1,118,954
Ending assets: $1,421,964
Ending net assets: $1,421,964
Ending liabilities: $0
Total income: $415,967
Total expenses: $112,957
Administrative expenses: $15,014
Participant loans: $0

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$150

2023

$132

2024

$109

Plan-paid administrative expenses per participant

2022

$59

2023

$58

2024

$52

Active participants

2022

189

2023

253

2024

339

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$109	339	1.4M	20250717130838NAL0000485200001
2023	$132	253	1.1M	20241001122553NAL0006703921001
2022	$150	189	888.6K	20230718114257NAL0000610529001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.0%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 862859607-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2007
Industry: Industry group 453
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D3H

Current plan terms

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Filing ACK_ID20250717130838NAL0000485200001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗