Department of Labor filing

COGNITIVE PROFESSIONAL SERVICES, INC.

COGNITIVE PROFESSIONAL SERVICES 401(K) PLAN · For the plan year ended Dec 31, 2023

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Public filing 2023 · received Oct 15, 2024Verified current terms Not available

Plan at a glance

How good does the filing look?

51filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support
$3,218

Reported employer contributions per active participant.

Higher than about 49% of comparable plans
#People in the filing
42

Active participants reported for 2023.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$127 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 57% of comparable plans
Investment performance
Not available

Plan assets changed 18.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202351out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions49th percentileTypical peer $3,325 · based on 1,226 comparable plans
Lower reported administrative expense57th percentileTypical peer $160 · based on 1,295 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2023, COGNITIVE PROFESSIONAL SERVICES, INC. reported $135,167 in employer contributions across the plan and 42 active participants. That works out to $3,218 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy37%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 110.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 13.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context51/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$135,167
Participant contributions
$76,402
Other contributions
$8,772
Employer share of reported contributions
63.9%
Beginning assets
$1,531,741
Ending assets
$1,817,572
Ending net assets
$1,817,572
Ending liabilities
Not reported
Total income
$484,350
Total expenses
$198,519
Administrative expenses
$15,440
Participant loans
$7,753

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$1,531
2023
$3,218
Plan-paid administrative expenses per participant
2022
$146
2023
$127
Active participants
2022
43
2023
42
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2023$3,218421.8M20241015180911NAL0049278640002
2022$1,531431.5M20231016093317NAL0075106882003

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
0.4%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Yes
Public plan identifier
203877857-002

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jan 1, 2011
Industry
Professional, scientific, and technical services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D

Current plan terms

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Filing ACK_ID20241015180911NAL0049278640002
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗