Department of Labor filing

COMMUNITY FIRST BANCORPORATION

COMMUNITY FIRST BANCORPORATION, INC. EMPLOYEE STOCK OWNERSHIP AND SAVINGS PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 10, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

42filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$2,638

Reported employer contributions per active participant.

Higher than about 35% of comparable plans

#People in the filing

140

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$149 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 58% of comparable plans

↗Investment performance

Not available

Plan assets changed 57.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202442out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions35th percentileTypical peer $3,279 · based on 1,427 comparable plans

Lower reported administrative expense58th percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, COMMUNITY FIRST BANCORPORATION reported $369,386 in employer contributions across the plan and 140 active participants. That works out to $2,638 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy71%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 26.5%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 31.2%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context42/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $369,386
Participant contributions: $1,035,477
Other contributions: $448,012
Employer share of reported contributions: 26.3%
Beginning assets: $13,381,054
Ending assets: $21,079,737
Ending net assets: $20,979,485
Ending liabilities: $100,252
Total income: $8,251,977
Total expenses: $556,047
Administrative expenses: $27,783
Participant loans: $82,018

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,085

2023

$2,452

2024

$2,638

Plan-paid administrative expenses per participant

2022

$114

2023

$115

2024

$149

Active participants

2022

139

2023

148

2024

140

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,638	140	21.1M	20251010144157NAL0018267778001
2023	$2,452	148	13.4M	20241015092538NAL0047189792001
2022	$2,085	139	11.5M	20231016151943NAL0025975507001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.4%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 911873460-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2001
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2H2J2K2T2O2Q3I

Current plan terms

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Filing ACK_ID20251010144157NAL0018267778001

Data sourceDOL Form 5500 bulk data ↗

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