Department of Labor filing

COTTINGHAM AND BUTLER INSURANCE SERVICES, INC.

COTTINGHAM AND BUTLER INSURANCE SERVICES, INC. PROFIT SHARING & SAVINGS PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Jul 29, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

73filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$4,918

Reported employer contributions per active participant.

Higher than about 67% of comparable plans

#People in the filing

1,316

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$27 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 88% of comparable plans

↗Investment performance

Not available

Plan assets changed 15.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202473out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions67th percentileTypical peer $3,548 · based on 226 comparable plans

Lower reported administrative expense88th percentileTypical peer $100 · based on 223 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, COTTINGHAM AND BUTLER INSURANCE SERVICES, INC. reported $6,471,922 in employer contributions across the plan and 1,316 active participants. That works out to $4,918 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy81%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 10.6%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 12.3%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context73/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $6,471,922
Participant contributions: $8,256,220
Other contributions: $1,181,475
Employer share of reported contributions: 43.9%
Beginning assets: $185,168,351
Ending assets: $213,928,677
Ending net assets: $213,928,677
Ending liabilities: $0
Total income: $41,190,089
Total expenses: $12,429,763
Administrative expenses: $42,993
Participant loans: $1,371,388

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$4,447

2023

$4,490

2024

$4,918

Plan-paid administrative expenses per participant

2022

$24

2023

$28

2024

$27

Active participants

2022

1,191

2023

1,291

2024

1,316

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$4,918	1,316	213.9M	20250729115136NAL0005769698001
2023	$4,490	1,291	185.2M	20241015090331NAL0029082481001
2022	$4,447	1,191	151.4M	20231013125846NAL0033284081001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.6%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 420198040-003

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Nov 25, 1964
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D3H

Current plan terms

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Filing ACK_ID20250729115136NAL0005769698001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗